Community First Bank Goal Saver

savings accountterms checked

Goal Saver is a savings account from Community First Bank. It pays 4.60% p.a. on balances up to $7,000,000 in a month in which the conditions below are met and 0.05% when they are not.

Rate tiers

Every balance band in the bank's feed: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.

The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.

The bonus is paid on top of the base rate in a month in which the conditions are met; conditional is the two together, and the base rate is what is paid otherwise.

The bonus is paid on balances up to $7,000,000; the band above it shows what the feed states there.

Conditions

For the bonus rate

• To be eligible for Bonus Interest, the account balance must be zero or in credit: n/a
• deposit $50 or more each month
• no withdrawals in the month

In the bank's own words, as its feed states each condition on the bonus rate:

• monthly depositA minimum deposit of $50 must be made each month to be eligible for bonus interest.
• withdrawalsTo be eligible for Bonus Interest, no withdrawals can be made on the account in that month

Other conditions

• bonus needs at least one $50 deposit a month, a credit balance throughout, and no withdrawals or transfers in the month

Features

app

yes

Other features, in the bank's words:

• Credits allowed into the account

Fees, limits and who can open it

monthly fee

no monthly fee stated

bonus paid up to

$7,000,000

interest paid

monthly

interest calculated

daily

open to

personal customers

About this account

A savings account that earns you bonus interest when you make at least one deposit of $50 each month, maintain a credit balance and make no withdrawals.

Data

• Community First Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 10 November 2026.
• We read the bank's own page and terms against this page on 1 November 2026: goal-saver, disclosure-documents, CFB-Summary-of-Accounts-20260801v2.pdf, CFB-Account-and-access-Facility-Ts-and-Cs-1-July-2026.pdf; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/commfcu.json: this bank's accounts and every balance band as JSON; Community First Bank's page lists them.
• The bank last updated this record on 10 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Community First Bank

• Everyday Plusstale savings account, 1.42% base at $50,000
• Firstbiz Online Saverstale savings account, 3.00% base at $50,000
• Online Saverstale savings account, 3.50% base at $50,000
• Santa Saverstale savings account, 3.06% base at $50,000
• Wildlife Saver Accountstale savings account, 0.70% base at $50,000
• Community Accountstale transaction account
• Everyday Accountstale transaction account
• FirstBiz Accessstale transaction account, 0.00% base at $50,000
• Pink Everyday Accountstale transaction account

All of Community First Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.