GMCU Cash Manager
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Cash Manager is a cash management account from GMCU. At $50,000 it pays 0.32% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $9,999stepped: paid on the part of the balance in this band | 0.01% |
| $9,999.01+stepped: paid on the part of the balance in this band | 0.40% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
The feed states a minimum balance of $10,000.
Conditions
- not updated by the bank since 2026-03-25, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- needs at least $10,000 to open; balances under $10,000 earn only 0.01%
- withdrawals must be at least $500
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- transactions
- unlimited
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- minimum balance
- $10,000
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
About this account
Cash Manager account is a savings account with higher returns for higher balance accounts
Data
- GMCU's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 29 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: cash-manager-account, view-all-savings-accounts, deposit-rates, www.gmcu.com.au, schedule-of-fees-and-charges-august-2026; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/gmcu.json: this bank's accounts and every balance band as JSON; GMCU's page lists them.- The bank last updated this record on 25 March 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at GMCU
- Advantage Saverstale savings account, 4.80% conditional at $50,000
- Christmas Saverstale savings account, 1.10% base at $50,000
- Online Saverstale savings account, 1.05% base at $50,000
- My Business transaction account, 0.06% base at $50,000
- My Connectstale transaction account, 0.06% base at $50,000
- My Everydaystale transaction account, 0.06% base at $50,000
- My Everyday Startstale transaction account, 0.06% base at $50,000
- My Freedomstale transaction account, 1.98% base at $50,000
- Our Communitystale transaction account, 1.36% base at $50,000
All of GMCU's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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