GMCU My Everyday
transaction accountstale
My Everyday is a transaction account from GMCU. At $50,000 it pays 0.06% p.a. with no bonus conditions.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $24,999stepped: paid on the part of the balance in this band | 0.01% |
| $24,999.01+stepped: paid on the part of the balance in this band | 0.10% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
The feed states a minimum balance of $1.
Conditions
- not updated by the bank since 2026-04-09, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- card
- yes
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- minimum balance
- $1
- interest paid
- annually
- open to
- personal customers
About this account
My Everyday is a personal account for day to day banking. Funds in your My Everyday are available in branch, on card and through Internet Banking.
Data
- GMCU's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 29 October 2026.
/au/finance/savings-accounts/v1/brands/gmcu.json: this bank's accounts and every balance band as JSON; GMCU's page lists them.- The bank last updated this record on 9 April 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at GMCU
- Advantage Saverstale savings account, 4.80% conditional at $50,000
- Christmas Saverstale savings account, 1.10% base at $50,000
- Online Saverstale savings account, 1.05% base at $50,000
- Cash Managerstale cash management account, 0.32% base at $50,000
- My Business transaction account, 0.06% base at $50,000
- My Connectstale transaction account, 0.06% base at $50,000
- My Everyday Startstale transaction account, 0.06% base at $50,000
- My Freedomstale transaction account, 1.98% base at $50,000
- Our Communitystale transaction account, 1.36% base at $50,000
All of GMCU's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
We receive no payment from any lender for inclusion or ranking.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice, bonus interest is paid only in the months an account's conditions are met, and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.