GMCU
Registered in the Consumer Data Right as gmcu · ABN 87 087 651 509
Term deposits
GMCU publishes 8 term deposit products through the Consumer Data Right (8 personal), giving 16 rates with terms from 3–5 months to 24 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Monthly Income Term Deposit - 24 MonthsPersonalmin deposit $3,000 · 2 rates · You must become a member. Visit our website for more details. · bank · source · api
a 24 month, monthly income term deposit available to invest your money and earn a fixed rate of interest. Interest will be paid monthly into a gmcu account - Monthly Income Term Deposit - 12 MonthsPersonalmin deposit $3,000 · 2 rates · You must become a member. Visit our website for more details. · bank · source · api
a 12 month, monthly income term deposit available to invest your money and earn a fixed rate of interest. Interest is paid monthly into a gmcu account. - Monthly Income Term Deposit - 6 MonthsPersonalmin deposit $3,000 · 2 rates · You must become a member. Visit our website for more details. · bank · source · api
a 6 month, monthly income term deposit available to invest your money and earn a fixed rate of interest. Interest is paid monthly into a gmcu account - Fixed Term Deposit - 24 MonthsPersonalmin deposit $100 · 2 rates · You must become a member. Visit our website for more details. · bank · source · api
a 24 month term deposit available to invest your money and earn a fixed rate of interest - Fixed Term Deposit - 12 MonthsPersonalmin deposit $100 · 2 rates · You must become a member. Visit our website for more details. · bank · source · api
A 12 month term deposit available to invest your money and earn a fixed rate of interest - Fixed Term Deposit - 6 to 8 MonthsPersonalmin deposit $100 · 2 rates · You must become a member. Visit our website for more details. · bank · source · api
A 6-8 month term deposit available to invest your money and earn a fixed term rate of interest. - Fixed Term Deposit - 3 to 5 MonthsPersonalmin deposit $100 · 2 rates · You must become a member. Visit our website for more details. · bank · source · api
a 3-5 month term deposit available to invest your money and earn a fixed rate of interest. - Fixed Term Deposit - 9 to 10 MonthsPersonalmin deposit $100 · 2 rates · You must become a member. Visit our website for more details. · bank · source · api
A 9-10 month term deposit available to invest your money and earn a fixed rate of interest.
Rates
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 3–5 months | 3.60% | $4,999 – $3,000,000 | Personal | 2026-04-09 | sourceapi | ||
| 3–5 months | 0.25% | $100 – $4,999 | Personal | 2026-04-09 | sourceapi | ||
| 6 months | 4.90% | monthly | $4,999 – $1,000,000 | Personal | 2026-08-17 | sourceapi | |
| 6 months | 0.25% | monthly | $3,000 – $4,999 | Personal | 2026-08-17 | sourceapi | |
| 6–8 months | 5.00% | $4,999 – $2,000,000 | Personal | 2026-08-17 | sourceapi | ||
| 6–8 months | 0.25% | $100 – $4,999 | Personal | 2026-08-17 | sourceapi | ||
| 9–10 months | 3.70% | $4,999 – $1,000,000 | Personal | 2026-04-09 | sourceapi | ||
| 9–10 months | 0.25% | $100 – $4,999 | Personal | 2026-04-09 | sourceapi | ||
| 12 months | 4.90% | at maturity | $4,999 – $1,000,000 | Personal | 2026-08-17 | sourceapi | |
| 12 months | 4.80% | monthly | $4,999 – $1,000,000 | Personal | 2026-08-17 | sourceapi | |
| 12 months | 0.25% | at maturity | $100 – $4,999 | Personal | 2026-08-17 | sourceapi | |
| 12 months | 0.25% | monthly | $3,000 – $4,999 | Personal | 2026-08-17 | sourceapi | |
| 24 months | 4.65% | annually | $4,999 – $1,000,000 | Personal | 2026-08-17 | sourceapi | |
| 24 months | 4.55% | monthly | $4,999 – $1,000,000 | Personal | 2026-08-17 | sourceapi | |
| 24 months | 0.25% | annually | $100 – $4,999 | Personal | 2026-08-17 | sourceapi | |
| 24 months | 0.25% | monthly | $3,000 – $4,999 | Personal | 2026-08-17 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/gmcu.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.