Hume Bank Essential
transaction account
Essential is a transaction account from Hume Bank.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
No rate rows could be read from the feed for this product.
Features
- card
- yes
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- wallets
- Apple Pay, Garmin Pay, Google Pay, Samsung Wallet
Other features, in the bank's words:
- No monthly account keeping fee
- Electronic or paper statements
- Unlimited, electronic and staff assisted transactions
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- FEEFORCASH (no amount in the feed)
- age
- ages 12 and over
- open to
- personal customers
Who can open it, in the bank's own words:
- residency: Must be residing in Australia with an Australian residential mailing address
- Minimum age 14 for new to bank customers applying online
About this account
The essential transaction account
Data
- Hume Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 10 November 2026.
/au/finance/savings-accounts/v1/brands/hume-bank.json: this bank's accounts and every balance band as JSON; Hume Bank's page lists them.- The bank last updated this record on 10 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Hume Bank
- Business iSavestale savings account, 3.15% base at $50,000
- Clancy Koalastale savings account, 5.30% conditional at $50,000
- Community Linkstale savings account, 0.01% base at $50,000
- iSavestale savings account, 3.50% base at $50,000
- Retirement Account savings account, 2.00% base at $50,000
- Reward Saverstale savings account, 5.30% conditional at $50,000
- SMSF Account savings account, 4.85% base at $50,000
- Tax Managerstale savings account, 0.01% base at $50,000
- Business Accountstale transaction account, 0.01% base at $50,000
All of Hume Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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