Hume Bank SMSF Account
savings accountterms checked
SMSF Account is a savings account from Hume Bank. It pays 4.85% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 4.85% |
One rate on every balance, with no upper limit.
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
Other features, in the bank's words:
- Interest paid on balances of $1 and over
- No monthly account keeping fee
- Chequebook access only available on accounts that have an existing cheque facility attached with a chequebook issued prior to 30 June 2025
- Electronic or paper statements
- Unlimited, electronic and staff assisted transactions
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- FEEFORCASH (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 18 and over
- open to
- SMSF customers
Who can open it, in the bank's own words:
- residency: Must be an Australian resident or citizen, with an Australian residential mailing address
About this account
Flexibility of regular transactional banking plus interest paid monthly
Data
- Hume Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 5 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: smsf-account; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/hume-bank.json: this bank's accounts and every balance band as JSON; Hume Bank's page lists them.- The bank last updated this record on 5 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Hume Bank
- Business iSavestale savings account, 3.15% base at $50,000
- Clancy Koalastale savings account, 5.30% conditional at $50,000
- Community Linkstale savings account, 0.01% base at $50,000
- iSavestale savings account, 3.50% base at $50,000
- Retirement Account savings account, 2.00% base at $50,000
- Reward Saverstale savings account, 5.30% conditional at $50,000
- Tax Managerstale savings account, 0.01% base at $50,000
- Business Accountstale transaction account, 0.01% base at $50,000
- Essential transaction account
All of Hume Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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