Hume Bank iSave

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iSave is a savings account from Hume Bank. It pays 3.50% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• not updated by the bank since 2026-10-14, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• over 18 to open online; under 18 must phone
• must be an Australian resident for tax purposes

Features

app

yes

Osko

yes

PayID

yes

BPAY

yes

transactions

unlimited

Other features, in the bank's words:

• No monthly account keeping fee
• No regular deposit requirements or withdrawal restrictions to earn interest

Fees, limits and who can open it

monthly fee

no monthly fee stated

other fees named

FEEFORCASH (no amount in the feed)

interest paid

monthly

interest calculated

daily

age

ages 12 and over

open to

personal customers

Who can open it, in the bank's own words:

• Restricted to registered iBank users and requires registration for electronic statements with a valid email address.
• residency: Must be residing in Australia with an Australian residential mailing address
• Minimum age 14 for new to bank customers applying online

About this account

Enjoy access to your money anytime, anywhere without sacrificing interest.

Data

• Hume Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• We read the bank's own page and terms against this page on 1 November 2026: isave-account, product-tcs, Product-Disclosure-Statement.pdf, Fees-Charges.pdf; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/hume-bank.json: this bank's accounts and every balance band as JSON; Hume Bank's page lists them.
• The bank last updated this record on 14 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Hume Bank

• Business iSavestale savings account, 3.15% base at $50,000
• Clancy Koalastale savings account, 5.30% conditional at $50,000
• Community Linkstale savings account, 0.01% base at $50,000
• Retirement Account savings account, 2.00% base at $50,000
• Reward Saverstale savings account, 5.30% conditional at $50,000
• SMSF Account savings account, 4.85% base at $50,000
• Tax Managerstale savings account, 0.01% base at $50,000
• Business Accountstale transaction account, 0.01% base at $50,000
• Essential transaction account

All of Hume Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.