Macquarie Bank Cash Management Accelerator Account

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Cash Management Accelerator Account is a cash management account from Macquarie Bank. At $50,000 it pays 4.90% p.a. with no bonus conditions. The feed calls it "Macquarie Cash Management Accelerator Account".

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.

Conditions

• not updated by the bank since 2026-10-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• the feed lists several base rates for one balance; the lowest is shown, up to 4.40% (CMA non-advised accounts)
• also open to self-managed super funds (SMSFs): the bank's own words are "Control your SMSF cash flow with Macquarie’s Cash Management Account and linked high-interest Accelerator account."

Features

app

yes

Osko

yes

transactions

unlimited

Other features, in the bank's words:

• Real-time transfers to and from your linked CMA during a business day
• The Cash Account is a retail deposit with Macquarie and is eligible for coverage under the Australian Government's Financial Claims Scheme (Government Guarantee).
• Deposits and withdrawals available via funds transfer. Withdrawals can only be to your linked Macquarie CMA.
• Your Financial Services Professional can view your Cash Account online and help you act quickly on investment opportunities as they arise. Give your accountant viewing access to your Cash Account so they can download your current and historical transaction reports themselves.

Fees, limits and who can open it

monthly fee

$0

interest paid

monthly

interest calculated

daily

age

ages 18 and over

open to

personal and SMSF customers

linked account

a linked or nominated transaction account is required

Who can open it, in the bank's own words:

• residency: Permanent Australian residential address required.
• Must have Australian mobile number
• Must have an email address
• Must hold a Cash Management account

About this account

Our Cash Management Accelerator Account offer you and your clients award-winning functionality to enable control, transparency and speed.

Data

• Macquarie Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• We read the bank's own page and terms against this page on 1 November 2026: cash-management-account.html, bank-accounts-terms-and-conditions.html; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/macquarie-bank-limited.json: this bank's accounts and every balance band as JSON; Macquarie Bank's page lists them.
• The bank last updated this record on 15 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Macquarie Bank

• Business Savings Accountstale savings account, 4.90% base at $50,000
• Savings Accountstale savings account, 5.25% base at $50,000
• Cash Management Accountstale cash management account, 3.00% base at $50,000
• Business Banking At Call Investment Accountstale savings account
• Business Banking Accountstale transaction account
• Transaction Accountstale transaction account, 3.00% base at $50,000

All of Macquarie Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.