Macquarie Bank Cash Management Account

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Cash Management Account is a cash management account from Macquarie Bank. It pays 3.00% p.a. with no bonus conditions. The feed calls it "Macquarie Cash Management Account".

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• not updated by the bank since 2026-10-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• also open to self-managed super funds (SMSFs): the bank's own words are "Control your SMSF cash flow with Macquarie’s Cash Management Account and linked high-interest Accelerator account."

Features

app

yes

Osko

yes

BPAY

yes

transactions

unlimited

Other features, in the bank's words:

• Macquarie CMA puts 10 years of statements at your fingertips
• The Cash Account is a retail deposit with Macquarie and is eligible for coverage under the Australian Government's Financial Claims Scheme (Government Guarantee).
• Deposits and withdrawals available through funds transfers.
• Daily funds transfer limit. The $100,000 limit is applicable for customers who use the Macquarie Authenticator App and are registered for Electronic Banking. Otherwise, a default limit of $2,000 will apply.
• Daily Adviser initiated payments limit of $500,000
• Flexibility and control for you and your adviser, including capability for advisers to make payments on your behalf.

Fees, limits and who can open it

monthly fee

$0

interest paid

monthly

interest calculated

daily

age

ages 18 and over

open to

personal and SMSF customers

Who can open it, in the bank's own words:

• residency: Permanent Australian residential address required.
• Must have Australian mobile number
• Must have an email address

About this account

The Macquarie Cash Management Account is the centre of your wealth ecosystem and benefit from transparency, detailed reporting and zero account keeping fees.

Data

• Macquarie Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• We read the bank's own page and terms against this page on 1 November 2026: cash-management-account.html, bank-accounts-terms-and-conditions.html; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/macquarie-bank-limited.json: this bank's accounts and every balance band as JSON; Macquarie Bank's page lists them.
• The bank last updated this record on 15 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Macquarie Bank

• Business Savings Accountstale savings account, 4.90% base at $50,000
• Savings Accountstale savings account, 5.25% base at $50,000
• Cash Management Accelerator Accountstale cash management account, 4.90% base at $50,000
• Business Banking At Call Investment Accountstale savings account
• Business Banking Accountstale transaction account
• Transaction Accountstale transaction account, 3.00% base at $50,000

All of Macquarie Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.