Newcastle Permanent Business Cash Management Account
cash management account
Business Cash Management Account is a cash management account from Newcastle Permanent. At $50,000 it pays 1.12% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $9,999stepped: paid on the part of the balance in this band | 0.01% |
| $10,000+stepped: paid on the part of the balance in this band | 1.40% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
The feed states a minimum balance of $1.
Features
- card
- Visa Debit Card
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- transactions
- unlimited
- wallets
- Apple Pay, Google Pay
Other features, in the bank's words:
- Batch payments available
- Cheque book available
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- Miscellaneous Service Fee, Overseas Transaction Conversion Fee, Certificate Fee, Document Fee, Excess Cash Deposit Fee (no amount in the feed)
- minimum balance
- $1
- interest paid
- monthly
- interest calculated
- daily
- open to
- business customers
Who can open it, in the bank's own words:
- business: Available to sole traders, partnerships, and companies
- residency: Available to permanent Australian Residents
About this account
At call account for business Sole traders, partnerships and companies
Data
- Newcastle Permanent's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
/au/finance/savings-accounts/v1/brands/newcastle-permanent.json: this bank's accounts and every balance band as JSON; Newcastle Permanent's page lists them.- The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Newcastle Permanent
- Online Savings Account (Including Intro) savings account, 1.00% base at $50,000
- Smart Saver Account savings account, 5.60% conditional at $50,000
- Smart Saver Account (Under 25) savings account, 6.25% conditional at $50,000
- Business Cheque Accountstale transaction account, 0.00% base at $50,000
- Club Accountstale transaction account, 0.00% base at $50,000
- Everyday Accountstale transaction account, 0.01% base at $50,000
- Special Monthly Interest transaction account, 1.60% base at $50,000
All of Newcastle Permanent's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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