Newcastle Permanent Everyday Account
transaction accountstale
Everyday Account is a transaction account from Newcastle Permanent. It pays 0.01% p.a. with no bonus conditions.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 0.01% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-09-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- card
- Visa Debit Card (Cashcard no longer available for issue from 27 November 2024).
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- transactions
- unlimited
- wallets
- Apple Pay, Google Pay
Other features, in the bank's words:
- Cheque book available (must be 18+).
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- Document and Miscellaneous Service, Foreign Currency Conversion, Real Time Gross Settlements (RTGS) - Inward Third party financial institution fee, Real Time Gross Settlements (RTGS) - Outward Third party financial institution fee (no amount in the feed)
- interest paid
- half-yearly
- interest calculated
- daily
- open to
- personal and SMSF customers
Who can open it, in the bank's own words:
- residency: Available to permanent Australian Residents
About this account
A flexible everyday account designed to help make banking easier offering a wide range of transactional facilities and unlimited free everyday transactions.
Data
- Newcastle Permanent's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
/au/finance/savings-accounts/v1/brands/newcastle-permanent.json: this bank's accounts and every balance band as JSON; Newcastle Permanent's page lists them.- The bank last updated this record on 1 September 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Newcastle Permanent
- Online Savings Account (Including Intro) savings account, 1.00% base at $50,000
- Smart Saver Account savings account, 5.60% conditional at $50,000
- Smart Saver Account (Under 25) savings account, 6.25% conditional at $50,000
- Business Cash Management Account cash management account, 1.12% base at $50,000
- Business Cheque Accountstale transaction account, 0.00% base at $50,000
- Club Accountstale transaction account, 0.00% base at $50,000
- Special Monthly Interest transaction account, 1.60% base at $50,000
All of Newcastle Permanent's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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