Newcastle Permanent Online Savings Account (Including Intro)
savings account
Online Savings Account (Including Intro) is a savings account from Newcastle Permanent. It pays 1.00% p.a. with no bonus conditions; 5.50% for the first 3 months.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays, intro the rate in the introductory period.
| Balance | Base | Intro |
|---|---|---|
| $0+ | 1.00% | 5.50% |
One rate on every balance, with no upper limit.
The intro column is the rate for the first 3 months of a new account, an add-on to the base rate for that period; after it the account pays its base rate, 1.00%.
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- transactions
- unlimited
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- Document and Miscellaneous Service, Real Time Gross Settlements (RTGS) - Outward Third party financial institution fee, Real Time Gross Settlements (RTGS) - Inward Third party financial institution fee (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal and SMSF customers
Who can open it, in the bank's own words:
- residency: Available to permanent Australian Residents
- All account owners have an Everyday Account or a Home Loan or a Credit Facility with Newcastle Permanent
About this account
This high interest at-call savings account is designed to offer maximum flexibility with no monthly account or transaction fees.
Data
- Newcastle Permanent's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
/au/finance/savings-accounts/v1/brands/newcastle-permanent.json: this bank's accounts and every balance band as JSON; Newcastle Permanent's page lists them.- The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Newcastle Permanent
- Smart Saver Account savings account, 5.60% conditional at $50,000
- Smart Saver Account (Under 25) savings account, 6.25% conditional at $50,000
- Business Cash Management Account cash management account, 1.12% base at $50,000
- Business Cheque Accountstale transaction account, 0.00% base at $50,000
- Club Accountstale transaction account, 0.00% base at $50,000
- Everyday Accountstale transaction account, 0.01% base at $50,000
- Special Monthly Interest transaction account, 1.60% base at $50,000
All of Newcastle Permanent's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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