Northern Inland Credit Union Everyday Account

transaction accountstale

Everyday Account is a transaction account from Northern Inland Credit Union. It pays 0.00% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• not updated by the bank since 2026-06-19, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

yes

app

yes

Osko

yes

PayID

yes

notifications

yes

wallets

Apple Pay, Google Pay

Other features, in the bank's words:

• Give your accountant access to your financial statements via online accounting software such as MYOB Banklink and Xero
• Access your personal account wherever you see an Australia Post retail outlet displaying the Bank@Post sign, if you have a card linked to the account on which you want to transact.

Fees, limits and who can open it

monthly fee

no monthly fee stated

interest paid

monthly

open to

personal customers

Who can open it, in the bank's own words:

• residency: Individuals must be citizens or permanent residents of Australia.

About this account

An everyday transaction account suitable for payroll and general access. Combine with a savings account suited to you. No monthly account keeping fee.

Data

• Northern Inland Credit Union's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/northern-inland-credit-union-limited.json: this bank's accounts and every balance band as JSON; Northern Inland Credit Union's page lists them.
• The bank last updated this record on 19 June 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Northern Inland Credit Union

• Bonus Saverstale savings account, 4.05% conditional at $50,000
• Christmas Clubstale savings account, 0.05% base at $50,000
• Future Plusstale savings account, 3.40% base at $50,000
• Internet Saverstale savings account, 2.40% base at $50,000
• Pension Plusstale savings account, 1.17% base at $50,000
• Ready Saverstale savings account, 3.55% base at $50,000
• Smart Startstale savings account, 4.00% conditional at $50,000
• Super Saverstale savings account, 2.43% base at $50,000

All of Northern Inland Credit Union's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.