Northern Inland Credit Union Super Saver
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Super Saver is a savings account from Northern Inland Credit Union. At $50,000 it pays 2.43% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $24,999.99stepped: paid on the part of the balance in this band | 4.85% |
| $25,000+stepped: paid on the part of the balance in this band | 0.01% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
Conditions
- not updated by the bank since 2026-11-02, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- no joint accounts
- balance limited to $25,000 or less
- funds move to an Everyday Account on the holder's 20th birthday
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- notifications
- yes
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- annually
- interest calculated
- daily
- age
- up to age 19
- open to
- personal customers
- age limited
- open only to people of certain ages (kids, youth or seniors accounts)
Who can open it, in the bank's own words:
- residency: Individuals must be citizens or permanent residents of Australia.
- age 19 and under: for young savers aged up to 19 years old. A parent or legal guardian will need to open the account in the childs name for under 12.
About this account
Savings account for young savers aged up to 19 years. Enjoy a competitive interest rate for all balances up to $25,000. No withdrawal penalties or minimum deposits required. Funds available at call.
Data
- Northern Inland Credit Union's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 5 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: super-saver, pfs_S7.pdf.aspx, pfs_InterestRatesSavings.pdf.aspx, NICU_Fees_Charges.pdf.aspx; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/northern-inland-credit-union-limited.json: this bank's accounts and every balance band as JSON; Northern Inland Credit Union's page lists them.- The bank last updated this record on 2 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Northern Inland Credit Union
- Bonus Saverstale savings account, 4.05% conditional at $50,000
- Christmas Clubstale savings account, 0.05% base at $50,000
- Future Plusstale savings account, 3.40% base at $50,000
- Internet Saverstale savings account, 2.40% base at $50,000
- Pension Plusstale savings account, 1.17% base at $50,000
- Ready Saverstale savings account, 3.55% base at $50,000
- Smart Startstale savings account, 4.00% conditional at $50,000
- Everyday Accountstale transaction account, 0.00% base at $50,000
All of Northern Inland Credit Union's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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