Northern Inland Credit Union
Registered in the Consumer Data Right as Northern Inland Credit Union Limited · ABN 36 087 650 422
Term deposits
Northern Inland Credit Union publishes 15 term deposit products through the Consumer Data Right (15 personal), giving 63 rates with terms from 3 months to 24 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- 12 MONTHS Term Deposit with Interest Paid at Maturity/annuallyPersonalmin deposit $5,000 · max $249,999.99 · 5 rates · bank · source · api
Take advantage of great returns on term deposits from $5000 on 3 to 24 months terms. - 12 MONTHS Term Deposit with Interest Paid at Maturity/annually (2)Personalmin deposit $1,000 · max $249,999.99 · 2 rates · age 19 and under: Maximum age 19 years · bank · source · api
For those aged up to 19yrs, take advantage of great returns on our term deposits from $1000, with interest paid at maturity/annually - 3 MONTHS Term Deposit with Interest Paid at Maturity/annuallyPersonalmin deposit $5,000 · max $249,999.99 · 5 rates · bank · source · api
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years). - 3 MONTHS Term Deposit with Interest Paid at Maturity/annually (2)Personalmin deposit $1,000 · max $249,999.99 · 5 rates · age 19 and under: Maximum age 19 years · bank · source · api
For those aged up to 19yrs, take advantage of great returns on our term deposits from $1000, with interest paid at maturity/annually - 6 MONTHS Term Deposit with Interest Paid at Maturity/annuallyPersonalmin deposit $5,000 · max $249,999.99 · 5 rates · bank · source · api
Take advantage of great returns on our term deposits from $5000 with interest paid at maturity/annually. - 6 MONTHS Term Deposit with Interest Paid at Maturity/annually (2)Personalmin deposit $1,000 · max $249,999.99 · 2 rates · age 19 and under: Maximum age 19 years · bank · source · api
For those aged up to 19yrs, take advantage of great returns on our term deposits from $1000, with interest paid at maturity/annually - 9 MONTHS Term Deposit with Interest Paid at Maturity/annuallyPersonalmin deposit $5,000 · max $249,999.99 · 5 rates · bank · source · api
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years). - 9 MONTHS Term Deposit with Interest Paid at Maturity/annually (2)Personalmin deposit $1,000 · max $249,999.99 · 2 rates · age 19 and under: Maximum age 19 years · bank · source · api
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years). - 3 MONTHS Term Deposit with Interest Paid MonthlyPersonalmin deposit $5,000 · max $249,999.99 · 5 rates · bank · source · api
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years). - 24 MONTHS Term Deposit with Interest Paid MonthlyPersonalmin deposit $5,000 · max $249,999.99 · 5 rates · bank · source · api
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years). - 6 MONTHS Term Deposit with Interest Paid MonthlyPersonalmin deposit $5,000 · max $249,999.99 · 5 rates · bank · source · api
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years). - 9 MONTHS Term Deposit with Interest Paid MonthlyPersonalmin deposit $5,000 · max $249,999.99 · 5 rates · bank · source · api
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years). - 24 MONTHS Term Deposit with Interest Paid at Maturity/annuallyPersonalmin deposit $5,000 · max $249,999.99 · 5 rates · bank · source · api
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years). - 24 MONTHS Term Deposit with Interest Paid at Maturity/annually (2)Personalmin deposit $1,000 · max $249,999.99 · 2 rates · age 19 and under: Maximum age 19 years · bank · source · api
For those aged up to 19yrs, take advantage of great returns on our term deposits from $1000, with interest paid at maturity/annually - 12 MONTHS Term Deposit with Interest Paid MonthlyPersonalmin deposit $5,000 · max $249,999.99 · 5 rates · bank · source · api
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).
Rates
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 3 months | 3.25% | $5,000 – $10,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi | |
| 3 months | 3.25% | $10,000 – $25,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi | |
| 3 months | 3.25% | $25,000 – $50,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi | |
| 3 months | 3.25% | $50,000 – $100,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi | |
| 3 months | 3.25% | $100,000 – $250,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi | |
| 3 months | 3.25% | $1,000 – $10,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi | |
| 3 months | 3.25% | $10,000 – $25,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi | |
| 3 months | 3.25% | $25,000 – $50,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi | |
| 3 months | 3.25% | $50,000 – $100,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi | |
| 3 months | 3.25% | $100,000 – $4,999 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi | |
| 3 months | 3.00% | monthly | $5,000 – $10,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 3 months | 3.00% | monthly | $10,000 – $25,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 3 months | 3.00% | monthly | $25,000 – $50,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 3 months | 3.00% | monthly | $50,000 – $99,999 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 3 months | 3.00% | monthly | $99,999 – $250,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 6 months | 4.00% | $5,000 – $10,000 | Personal | 2026-04-22 | sourceapi | ||
| 6 months | 4.00% | $10,000 – $25,000 | Personal | 2026-04-22 | sourceapi | ||
| 6 months | 4.00% | $25,000 – $50,000 | Personal | 2026-04-22 | sourceapi | ||
| 6 months | 4.00% | $50,000 – $100,000 | Personal | 2026-04-22 | sourceapi | ||
| 6 months | 4.00% | $100,000 – $250,000 | Personal | 2026-04-22 | sourceapi | ||
| 6 months | 4.00% | $1,000 – $5,000 | Personal | 2026-04-22 | sourceapi | ||
| 6 months | 4.00% | $5,000 – $5,000 | Personal | 2026-04-22 | sourceapi | ||
| 6 months | 3.75% | monthly | $5,000 – $10,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 6 months | 3.75% | monthly | $10,000 – $25,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 6 months | 3.75% | monthly | $25,000 – $50,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 6 months | 3.75% | monthly | $50,000 – $100,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 6 months | 3.75% | monthly | $100,000 – $250,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 9 months | 4.25% | $5,000 – $10,000 | Personal | 2026-04-22 | sourceapi | ||
| 9 months | 4.25% | $10,000 – $25,000 | Personal | 2026-04-22 | sourceapi | ||
| 9 months | 4.25% | $25,000 – $50,000 | Personal | 2026-04-22 | sourceapi | ||
| 9 months | 4.25% | $50,000 – $100,000 | Personal | 2026-04-22 | sourceapi | ||
| 9 months | 4.25% | $100,000 – $250,000 | Personal | 2026-04-22 | sourceapi | ||
| 9 months | 4.25% | $1,000 – $5,000 | Personal | 2026-04-22 | sourceapi | ||
| 9 months | 4.25% | $5,000 – $5,000 | Personal | 2026-04-22 | sourceapi | ||
| 9 months | 4.00% | monthly | $5,000 – $10,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 9 months | 4.00% | monthly | $10,000 – $25,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 9 months | 4.00% | monthly | $25,000 – $50,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 9 months | 4.00% | monthly | $50,000 – $100,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 9 months | 4.00% | monthly | $100,000 – $250,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 12 months | 4.90% | at maturity | $5,000 – $10,000 | Personal | 2026-04-22 | sourceapi | |
| 12 months | 4.90% | at maturity | $10,000 – $25,000 | Personal | 2026-04-22 | sourceapi | |
| 12 months | 4.90% | at maturity | $25,000 – $50,000 | Personal | 2026-04-22 | sourceapi | |
| 12 months | 4.90% | at maturity | $50,000 – $100,000 | Personal | 2026-04-22 | sourceapi | |
| 12 months | 4.90% | at maturity | $100,000 – $250,000 | Personal | 2026-04-22 | sourceapi | |
| 12 months | 4.90% | at maturity | $1,000 – $5,000 | Personal | 2026-04-22 | sourceapi | |
| 12 months | 4.90% | at maturity | $5,000 – $5,000 | Personal | 2026-04-22 | sourceapi | |
| 12 months | 4.65% | monthly | $5,000 – $10,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 12 months | 4.65% | monthly | $10,000 – $24,999 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 12 months | 4.65% | monthly | $24,999 – $50,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 12 months | 4.65% | monthly | $50,000 – $99,999 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 12 months | 4.65% | monthly | $99,999 – $250,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 24 months | 4.10% | at maturity | $5,000 – $10,000 | Personal | 2026-04-22 | sourceapi | |
| 24 months | 4.10% | at maturity | $10,000 – $25,000 | Personal | 2026-04-22 | sourceapi | |
| 24 months | 4.10% | at maturity | $25,000 – $50,000 | Personal | 2026-04-22 | sourceapi | |
| 24 months | 4.10% | at maturity | $50,000 – $100,000 | Personal | 2026-04-22 | sourceapi | |
| 24 months | 4.10% | at maturity | $100,000 – $250,000 | Personal | 2026-04-22 | sourceapi | |
| 24 months | 4.10% | at maturity | $1,000 – $5,000 | Personal | 2026-04-22 | sourceapi | |
| 24 months | 4.10% | at maturity | $5,000 – $5,000 | Personal | 2026-04-22 | sourceapi | |
| 24 months | 3.85% | monthly | $5,000 – $10,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 24 months | 3.85% | monthly | $10,000 – $25,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 24 months | 3.85% | monthly | $25,000 – $50,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 24 months | 3.85% | monthly | $50,000 – $100,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
| 24 months | 3.85% | monthly | $100,000 – $250,000 | Personal | For amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rat… | 2026-04-22 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/northern-inland-credit-union-limited.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
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