QBank Everyday Plus

transaction accountoccupation membershipstale

Everyday Plus is a transaction account from QBank. It pays 0.00% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• Membership limited to citizens or permanent residents of Australia who are current or former emplayees or volunteers in the Australian emergency services sector or are family members of members (i.e. shareholders) of the Bank. (the lender's words)
• not updated by the bank since 2026-05-07, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• Membership limited to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as their family members (the lender's words)

Features

card

Visa Debit with payWave

app

yes

Osko

yes

PayID

yes

BPAY

yes

notifications

yes

transactions

unlimited

wallets

Apple Pay, Google Pay

Other features, in the bank's words:

• Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transasction account's available balance.
• Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.
• Wearables

Fees, limits and who can open it

monthly fee

no monthly fee stated

other fees named

VISA_INTERNATIONAL_TRANSACTION_FEE (no amount in the feed)

interest paid

monthly

interest calculated

daily

open to

personal customers

occupation membership

open only to people in certain occupations, or the lender takes members only from them

Who can open it, in the bank's own words:

• You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as their family members.

About this account

Your everyday transaction account with Visa Debit access

Data

• QBank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
• /au/finance/savings-accounts/v1/brands/qbank.json: this bank's accounts and every balance band as JSON; QBank's page lists them.
• The bank last updated this record on 7 May 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at QBank

• Bonus Saverstale savings account, 5.20% conditional at $50,000
• Christmas Clubstale savings account, 2.65% base at $50,000
• Intro Saverstale savings account, 2.70% base at $50,000
• Junior Saverstale savings account, 2.70% base at $50,000
• Netlinkstale savings account, 2.70% base at $50,000
• Pension Plus Accountstale savings account, 1.53% base at $50,000
• Teen Netlink Direct Savingsstale savings account, 3.10% base at $50,000
• On Callstale transaction account, 0.00% base at $50,000

All of QBank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.