QBank Intro Saver

savings accountoccupation membershipstaleterms checked

Intro Saver is a savings account from QBank. At $50,000 it pays 2.70% p.a. with no bonus conditions; 5.60% for the first 5 months.

Rate tiers

Every balance band in the bank's feed as corrected (see Data): base is the rate the bank pays, intro the rate in the introductory period.

Some rows are paid on the whole balance and some, marked stepped, on the part of the balance in the band, as the feed states them.

The intro column is the rate for the first 5 months of a new account, an add-on to the base rate for that period; after it the account pays its base rate, 2.70% at $50,000.

Conditions

• Membership limited to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as their family members (the lender's words)
• not updated by the bank since 2026-10-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• Membership limited to citizens or permanent residents of Australia who are current or former emplayees or volunteers in the Australian emergency services sector or are family members of members (i.e. shareholders) of the Bank. (the lender's words)
• 5.60% is an introductory total (2.70% base plus 2.90% intro) that ends after the fourth calendar month, then the account converts to Netlink Direct at 2.70%
• only new-to-bank money counts; funds must come from an external account, not another QBANK account
• members aged 13 and over, individual or joint

Introductory rate conditions: new accounts only: New to bank funds are defined as funds from an external account. Internal QBANK to QBANK transfers will not be eligible.

Features

app

yes

Osko

yes

PayID

yes

BPAY

yes

notifications

yes

transactions

unlimited

Other features, in the bank's words:

• Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transasction account's available balance.

Fees, limits and who can open it

monthly fee

no monthly fee stated

interest paid

monthly

interest calculated

daily

open to

personal customers

occupation membership

open only to people in certain occupations, or the lender takes members only from them

Who can open it, in the bank's own words:

• You must be a member. Membership is open to citizens or permanent residents of Australia who are current or former emplayees or volunteers in the Australian emergency services sector or are family members of members (i.e. shareholders) of the Bank.

About this account

Earn Interest with unlimited transactions

Data

• QBank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• The rates above correct the bank's product data from its own page, checked on 1 November 2026: "After the introductory period, your Intro Saver will automatically convert to our Netlink Direct account." The snapshot keeps the product data as published.
• We read the bank's own page and terms against this page on 1 November 2026: intro-saver, irc271026-deposit-rates-schedule.pdf, 27102026_qbank-gitc_a4.pdf, www.qbank.com.au, qbank-sfc0425-schedule-fees-charges-v2.pdf, who-can-join; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/qbank.json: this bank's accounts and every balance band as JSON; QBank's page lists them.
• The bank last updated this record on 15 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at QBank

• Bonus Saverstale savings account, 5.20% conditional at $50,000
• Christmas Clubstale savings account, 2.65% base at $50,000
• Junior Saverstale savings account, 2.70% base at $50,000
• Netlinkstale savings account, 2.70% base at $50,000
• Pension Plus Accountstale savings account, 1.53% base at $50,000
• Teen Netlink Direct Savingsstale savings account, 3.10% base at $50,000
• Everyday Plusstale transaction account, 0.00% base at $50,000
• On Callstale transaction account, 0.00% base at $50,000

All of QBank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.