QBank Bonus Saver

savings accountoccupation membershipstaleterms checked

Bonus Saver is a savings account from QBank. At $50,000 it pays 5.20% p.a. in a month in which the bank's conditions, which its feed does not state, are met and 0.01% when they are not.

Rate tiers

Every balance band in the bank's feed: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.

The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.

The bonus is paid on top of the base rate in a month in which the conditions are met; conditional is the two together, and the base rate is what is paid otherwise.

The bonus is paid on balances up to $1,000,000; the band above it shows what the feed states there.

Conditions

For the bonus rate

• bonus conditions not stated in the feed

Other conditions

• Membership limited to citizens or permanent residents of Australia who are current or former emplayees or volunteers in the Australian emergency services sector or are family members of members (i.e. shareholders) of the Bank. (the lender's words)
• not updated by the bank since 2026-10-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• Membership limited to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as their family members (the lender's words)
• the bonus rate is paid only in a month with deposits of at least $200 and no withdrawals
• only one bonus saver account per member

Features

app

yes

Osko

yes

PayID

yes

BPAY

yes

notifications

yes

Other features, in the bank's words:

• Bonus Interest paid if you deposit $200 or more in a month and no withdrawals.

Fees, limits and who can open it

monthly fee

no monthly fee stated

bonus paid up to

$1,000,000

interest paid

monthly

interest calculated

daily

open to

personal customers

occupation membership

open only to people in certain occupations, or the lender takes members only from them

Who can open it, in the bank's own words:

• You must be a member. Membership is open to current or former employees of police, ambulance, firies, health workers, emergency services, correctional services and government employees as well as their family members.

About this account

Be rewarded with bonus interest for regular saving

Data

• QBank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• We read the bank's own page and terms against this page on 1 November 2026: bonus-saver, irc271026-deposit-rates-schedule.pdf, 27102026_qbank-gitc_a4.pdf, www.qbank.com.au, qbank-sfc0425-schedule-fees-charges-v2.pdf, who-can-join; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/qbank.json: this bank's accounts and every balance band as JSON; QBank's page lists them.
• The bank last updated this record on 1 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at QBank

• Christmas Clubstale savings account, 2.65% base at $50,000
• Intro Saverstale savings account, 2.70% base at $50,000
• Junior Saverstale savings account, 2.70% base at $50,000
• Netlinkstale savings account, 2.70% base at $50,000
• Pension Plus Accountstale savings account, 1.53% base at $50,000
• Teen Netlink Direct Savingsstale savings account, 3.10% base at $50,000
• Everyday Plusstale transaction account, 0.00% base at $50,000
• On Callstale transaction account, 0.00% base at $50,000

All of QBank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.