Southern Cross Credit Union Easy Access 50+
savings accountage limitedterms checked
Easy Access 50+ is a savings account from Southern Cross Credit Union. At $50,000 it pays 0.82% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $9,999.99stepped: paid on the part of the balance in this band | 0.50% |
| $10,000 – $49,999.99stepped: paid on the part of the balance in this band | 0.90% |
| $50,000 – $199,999.99stepped: paid on the part of the balance in this band | 2.70% |
| $200,000+stepped: paid on the part of the balance in this band | 3.00% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
Conditions
- individuals aged 50 and over (no pension needed)
- $5 monthly fee unless $2,000 a month is deposited or $30,000 or more is held in deposits and loans with SCCU
- australian citizens or permanent residents only
Features
The feed lists no features for this account.
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
- age limited
- open only to people of certain ages (kids, youth or seniors accounts)
About this account
Everyday transaction account with easy access for those at retirement age with competitive Interest
Data
- Southern Cross Credit Union's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 10 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: easy-access-50, product-disclosures, savings-and-deposit-accounts-interest-rate-schedule; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/southern-cross-credit-union.json: this bank's accounts and every balance band as JSON; Southern Cross Credit Union's page lists them.- The bank last updated this record on 9 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Southern Cross Credit Union
- Business Star Saver savings account, 5.45% conditional at $50,000
- Little Star Saver savings account, 5.45% conditional at $50,000
- Star Saver savings account, 5.45% conditional at $50,000
- Business Plusstale savings account, 0.00% base at $50,000
- Easy Accessstale transaction account, 0.00% base at $50,000
All of Southern Cross Credit Union's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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