Southern Cross Credit Union Star Saver
savings accountlinked accountterms checked
Star Saver is a savings account from Southern Cross Credit Union. It pays 5.45% p.a. in a month in which the conditions below are met and 1.00% when they are not.
Rate tiers
Every balance band in the bank's feed: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.
| Balance | Base | Bonus | Conditional |
|---|---|---|---|
| $0+ | 1.00% | 4.45% | 5.45% |
The bonus is paid on top of the base rate in a month in which the conditions are met; conditional is the two together, and the base rate is what is paid otherwise.
The feed states no cap on the balance that earns the bonus.
Conditions
For the bonus rate
- grow the balance each month
In the bank's own words, as its feed states each condition on the bonus rate:
- balance growthBonus interest paid when a minimum balance increase of $100 is achieved for the calendar month
Other conditions
- must be linked to an SCCU Easy Access transaction account, which may have its own monthly fee
- individuals aged 14 and over
- australian citizens or permanent residents only
- the balance must grow by $100 or more by 5pm NSW time on the last business day of the month to earn the bonus that month
Features
The feed lists no features for this account.
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
- linked account
- a linked transaction account with the same bank is required
About this account
Star Saver savings account
Data
- Southern Cross Credit Union's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 10 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: star-saver, product-disclosures, savings-and-deposit-accounts-interest-rate-schedule; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/southern-cross-credit-union.json: this bank's accounts and every balance band as JSON; Southern Cross Credit Union's page lists them.- The bank last updated this record on 6 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Southern Cross Credit Union
- Business Star Saver savings account, 5.45% conditional at $50,000
- Easy Access 50+ savings account, 0.82% base at $50,000
- Little Star Saver savings account, 5.45% conditional at $50,000
- Business Plusstale savings account, 0.00% base at $50,000
- Easy Accessstale transaction account, 0.00% base at $50,000
All of Southern Cross Credit Union's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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