Southern Cross Credit Union
ABN 82 087 650 682
Term deposits
Southern Cross Credit Union publishes 2 term deposit products through the Consumer Data Right (1 personal, 1 business), giving 42 rates with terms from 1 month to 24 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Term DepositPersonal21 rates · bank · source · api
Term Deposit - Business Term DepositBusiness21 rates · bank · source · api
Business Term Deposit
Rates
42 of 42 rates shown
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 1 month | 1.15% | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 1 month | 1.15% | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 2 months | 1.15% | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 2 months | 1.15% | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 3 months | 5.00% | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 3 months | 5.00% | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 4 months | 4.50% | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 4 months | 4.50% | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 5 months | 4.05% | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 5 months | 4.05% | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 6 months | 5.20% | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 6 months | 5.20% | monthly | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 6 months | 5.20% | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 6 months | 5.20% | monthly | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 7 months | 5.00% | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 7 months | 5.00% | monthly | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 7 months | 5.00% | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 7 months | 5.00% | monthly | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 8 months | 3.80% | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 8 months | 3.80% | monthly | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 8 months | 3.80% | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 8 months | 3.80% | monthly | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 9 months | 5.30% | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 9 months | 5.30% | monthly | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 9 months | 5.30% | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 9 months | 5.30% | monthly | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 10 months | 3.80% | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 10 months | 3.80% | monthly | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 10 months | 3.80% | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 10 months | 3.80% | monthly | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 11 months | 5.10% | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 11 months | 5.10% | monthly | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 11 months | 5.10% | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi | |
| 11 months | 5.10% | monthly | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 12 months | 5.30% | at maturity | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 12 months | 5.30% | monthly | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 12 months | 5.30% | at maturity | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 12 months | 5.30% | monthly | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 18 months | 3.50% | annually | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 18 months | 3.50% | annually | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 24 months | 4.70% | annually | $5,000 – $2,000,000 | Business | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
| 24 months | 4.70% | annually | $5,000 – $20,000,000 | Personal | Interest recast at 0.10% if deposit partially or fully redeemed prior to expiry | 2026-09-22 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/southern-cross-credit-union.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
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