ANZ Plus
ABN 11 005 357 522
Savings accounts
ANZ Plus publishes 3 transaction and savings account products in its product data; 2 are savings accounts ranked on the comparison. 1 product is not ranked (a transaction (everyday) account, not a savings account: 1). Rates are per annum as published by the bank; a bonus rate is paid only in a month in which the account's conditions are met.
Best rates
ANZ Plus's best savings rate for each customer segment and rate kind, as it ranks on the savings account comparison; "ranked at" lists the balances at which this is its best account.
| Account for | Rate kind | Rate p.a. | Base | Bonus | Intro | Product | Ranked at | Conditions | Restrictions |
|---|---|---|---|---|---|---|---|---|---|
| Personal | Conditional | 5.60% | 0.10% | 5.50% | — | Growth Saver | $10k, $50k, $250k | grow the balance by $100 or more each month; new ANZ Plus customers must link an ANZ Plus Everyday account | linked account |
| Personal | Intro | 5.60% | 0.10% | 5.50% | — | Growth Saver | $10k, $50k, $250k | grow the balance by $100 or more each month; new ANZ Plus customers must link an ANZ Plus Everyday account | linked account |
| Personal | Base | 0.10% | 0.10% | 5.50% | — | Growth Saver | $10k, $50k, $250k | grow the balance by $100 or more each month; new ANZ Plus customers must link an ANZ Plus Everyday account | linked account |
Products
Ranked savings accounts
Flex Saver savings accountexisting customersstale
Conditions: not updated by the bank since 2026-10-08, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; only existing ANZ Plus customers can open a Flex Saver; new customers first join ANZ Plus with an Everyday or Growth Saver account.
no monthly fee stated · interest paid monthly · ages 15 and over · 2 fees with no amount in the feed · bank · terms · fees · eligibility · source
Earn interest, pay bills and make transfers using the ANZ Plus Flex Saver.
| Balance | Base |
|---|---|
| $0 – $5,000stepped: paid on the part of the balance in this band | 5.35% |
| $5,000.01+stepped: paid on the part of the balance in this band | 2.35% |
Growth Saver savings accountlinked account
Conditions: grow the balance by $100 or more each month; new ANZ Plus customers must link an ANZ Plus Everyday account.
no monthly fee stated · interest paid monthly · ages 15 and over · 1 fee with no amount in the feed · bank · terms · fees · eligibility · source
Get an ANZ Plus Growth Saver account to help smash your savings goals
| Balance | Base | Bonus | Conditional |
|---|---|---|---|
| $0+ | 0.10% | 5.50% | 5.60% |
Not ranked
Everyday transaction accountstale
Not ranked: a transaction (everyday) account, not a savings account.
Conditions: not updated by the bank since 2026-04-27, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed.
no monthly fee stated · ages 15 and over · 3 fees with no amount in the feed · bank · terms · fees · eligibility · source
Get an ANZ Plus Everyday account to help sort your spending
No rate rows could be read from the feed for this product.
Ranked products come first. Each table is the product's balance bands as the bank's feed states them: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together, intro the rate in the introductory period; a table shows only the columns its account has. "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change. The "source" link opens our snapshot of the bank's product record; conditions read from the bank's own terms are listed with the product.
We receive no payment from any lender for inclusion or ranking.
Data
This section is built from the bank's own published product data (its Consumer Data Right feed), with the conditions and limits that data leaves out read from the bank's own terms and pages. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row:
/au/finance/savings-accounts/v1/brands/anz-plus.json: this bank's accounts and every balance band, its best rates first./au/finance/savings-accounts/v1/rates.json: every bank's rate rows in one file./au/finance/savings-accounts/v1/best.json: the banks ranked per segment, rate kind and balance./au/finance/savings-accounts/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR transaction and savings account feed (needs an
x-vheader).
Government guarantee
ANZ Plus is a brand of Australia and New Zealand Banking Group Limited. Deposits here and at ANZ count towards one $250,000 government guarantee limit per account holder, not one each.
From APRA’s list of banks covered by the Financial Claims Scheme.
Home loans
ANZ Plus publishes 1 home loan product in its product data, giving 4 rates (4 variable). Rates are per annum as published by the bank. The comparison rate is the bank's own figure, which the National Credit Code requires it to calculate on a $150,000 loan over 25 years; it folds in fees and charges, so it is a guide to the cost of a loan of that size only. Offset and redraw are features of the product, as the bank publishes them, and may not apply while a rate is fixed.
Products
- Home Loan Variableoffset account and redraw · exit fees $350 · max LVR 80% · 4 rates · bank · source
ANZ Plus Home Loan Variable
Rates
| Product | Rate type | Rate p.a. | Comparison at $150,000 | Purpose | Repayment | LVR | Loan | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|---|---|---|
| Home Loan Variable | Variable | 6.75% | 6.75% | Owner-occupied | Principal & interest | up to 80% | $10,000 – $2,000,000 | Refinance only: for an existing home loan of $10,000 to $2,000,000; All borrowers Australian or NZ citizens or permanen… | 2026-11-12 | source |
| Home Loan Variable | Variable | 9.14% | — | Owner-occupied | Principal & interest | up to 80% | $10,000 – $2,000,000 | Refinance only: for an existing home loan of $10,000 to $2,000,000; All borrowers Australian or NZ citizens or permanen… | 2026-11-12 | source |
| Home Loan Variable | Variable | 7.05% | 7.05% | Investment | Principal & interest | up to 80% | $10,000 – $2,000,000 | Refinance only: for an existing home loan of $10,000 to $2,000,000; All borrowers Australian or NZ citizens or permanen… | 2026-11-12 | source |
| Home Loan Variable | Variable | 9.74% | — | Investment | Principal & interest | up to 80% | $10,000 – $2,000,000 | Refinance only: for an existing home loan of $10,000 to $2,000,000; All borrowers Australian or NZ citizens or permanen… | 2026-11-12 | source |
Hover a condition to read the bank's full wording, and a rate type for the bank's own name for it. "not stated" means the bank's feed does not say which loans a rate is for. The "source" link opens our snapshot of the bank's product record.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a $150,000 secured loan over 25 years.
Data
This section is built from the bank's own published product data, plus any term it leaves out that we read from the bank's own pages and any correction where its page contradicts that data. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row:
/au/finance/home-loans/v1/brands/anz-plus.json: this bank's home loan products and every rate row./au/finance/home-loans/v1/rates.json: all the banks' home loan rate rows in one file./au/finance/home-loans/v1/best.json: the banks ranked per purpose, repayment type, LVR, loan amount and rate type./au/finance/home-loans/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR home loan feed (needs an
x-vheader).
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.