Easy Street
ABN 80 087 649 938
Savings accounts
Easy Street publishes 2 transaction and savings account products in its product data; 1 is savings accounts ranked on the comparison. 1 product is not ranked (a transaction (everyday) account, not a savings account: 1). Rates are per annum as published by the bank; a bonus rate is paid only in a month in which the account's conditions are met.
Best rates
Easy Street's best savings rate for each customer segment and rate kind, as it ranks on the savings account comparison; "ranked at" lists the balances at which this is its best account.
| Account for | Rate kind | Rate p.a. | Base | Bonus | Intro | Product | Ranked at | Conditions | Restrictions |
|---|---|---|---|---|---|---|---|---|---|
| Personal | Conditional | 5.30% | 5.30% | — | — | Flex Saverstale | $10k, $50k, $250k | not updated by the bank since 2026-10-09, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; Australian… | — |
| Personal | Intro | 5.30% | 5.30% | — | — | Flex Saverstale | $10k, $50k, $250k | not updated by the bank since 2026-10-09, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; Australian… | — |
| Personal | Base | 5.30% | 5.30% | — | — | Flex Saverstale | $10k, $50k, $250k | not updated by the bank since 2026-10-09, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; Australian… | — |
Products
Ranked savings accounts
Flex Saver savings accountstale
Conditions: not updated by the bank since 2026-10-09, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; Australian citizens or permanent residents only.
no monthly fee stated · interest paid monthly · ages 18 and over · max balance $3,000,000 · bank · terms · fees · eligibility · source
An online savings account that earns you interest every month on balances up to $3 million, regardless of how you save.
| Balance | Base |
|---|---|
| $0 – $2,999,999.99stepped: paid on the part of the balance in this band | 5.30% |
| $3,000,000+stepped: paid on the part of the balance in this band | 0.00% |
Not ranked
Everyday Access Account transaction accountstale
Not ranked: a transaction (everyday) account, not a savings account.
Conditions: not updated by the bank since 2026-10-06, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed.
no monthly fee stated · interest paid monthly · ages 18 and over · 1 fee with no amount in the feed · bank · terms · fees · eligibility · source
An account for everyday with a debit card and no monthly account keeping fees, so you can shop, pay bills, access cash and more. Keep everyday banking low fuss with no minimum monthly deposit needed.
| Balance | Base |
|---|---|
| $0+ | 0.00% |
Ranked products come first. Each table is the product's balance bands as the bank's feed states them: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together, intro the rate in the introductory period; a table shows only the columns its account has. "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change. The "source" link opens our snapshot of the bank's product record; conditions read from the bank's own terms are listed with the product.
We receive no payment from any lender for inclusion or ranking.
Data
This section is built from the bank's own published product data (its Consumer Data Right feed), with the conditions and limits that data leaves out read from the bank's own terms and pages. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row:
/au/finance/savings-accounts/v1/brands/easy-street.json: this bank's accounts and every balance band, its best rates first./au/finance/savings-accounts/v1/rates.json: every bank's rate rows in one file./au/finance/savings-accounts/v1/best.json: the banks ranked per segment, rate kind and balance./au/finance/savings-accounts/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR transaction and savings account feed (needs an
x-vheader).
Government guarantee
Easy Street is a brand of Community First Credit Union Limited. Deposits here and at Community First Bank count towards one $250,000 government guarantee limit per account holder, not one each.
From APRA’s list of banks covered by the Financial Claims Scheme.
Home loans
Easy Street publishes 13 home loan products in its product data, giving 13 rates (4 variable and 9 fixed). Rates are per annum as published by the bank. The comparison rate is the bank's own figure, which the National Credit Code requires it to calculate on a $150,000 loan over 25 years; it folds in fees and charges, so it is a guide to the cost of a loan of that size only. Offset and redraw are features of the product, as the bank publishes them, and may not apply while a rate is fixed.
Products
- 1 YEAR FIXED HOME LOAN - INVESTMENT (Interest Only)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A fixed rate for 1 year for investors wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees. - 1 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A fixed rate for 1 year for investors wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees. - 1 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A fixed rate for 1 year for owner occupiers wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees. - 2 YEAR FIXED HOME LOAN - INVESTMENT (Interest Only)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A fixed rate for 2 years for investors wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees. - 2 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A fixed rate for 2 years for investors wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees. - 2 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A fixed rate for 2 years for owner occupiers wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees. - 3 YEAR FIXED HOME LOAN - INVESTMENT (Interest Only)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A fixed rate for 3 years for investors wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees. - 3 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A fixed rate for 3 years for investors wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees. - 3 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A fixed rate for 3 years for owner occupiers wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees. - STREET SMART VARIABLE HOME LOAN - INVESTMENT (Interest Only)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A variable loan for investors with flexible features such as a 100% offset account to help pay your loan off sooner. Includes a competitive rate, fee free redraw and no monthly or annual fees. - STREET SMART VARIABLE HOME LOAN - INVESTMENT (Principal and Interest)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A variable loan for investors with flexible features such as a 100% offset account to help pay your loan off sooner. Includes a competitive rate, fee free redraw and no monthly or annual fees. - STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Interest Only)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A variable loan for owner occupiers with flexible features such as a 100% offset account to help pay your loan off sooner. Includes a competitive rate, fee free redraw and no monthly or annual fees. - STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest)offset account and redraw · upfront fees $500 · max LVR 80% · 1 rate · bank · source
A variable loan for owner occupiers with flexible features such as a 100% offset account to help pay your loan off sooner. Includes a competitive rate, fee free redraw and no monthly or annual fees.
Rates
| Product | Rate type | Rate p.a. | Comparison at $150,000 | Purpose | Repayment | LVR | Loan | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|---|---|---|
| STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest) | Variable | 6.29% | 6.34% | Owner-occupied | Principal & interest | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| 1 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest) | Fixed 1 year | 6.54% | 6.36% | Owner-occupied | Principal & interest | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| 2 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest) | Fixed 2 years | 6.54% | 6.39% | Owner-occupied | Principal & interest | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| 3 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest) | Fixed 3 years | 6.44% | 6.38% | Owner-occupied | Principal & interest | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Interest Only) | Variable | 6.44% | 6.40% | Owner-occupied | Interest only | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| STREET SMART VARIABLE HOME LOAN - INVESTMENT (Principal and Interest) | Variable | 6.29% | 6.34% | Investment | Principal & interest | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| 1 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest) | Fixed 1 year | 6.54% | 6.36% | Investment | Principal & interest | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| 2 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest) | Fixed 2 years | 6.54% | 6.39% | Investment | Principal & interest | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| 3 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest) | Fixed 3 years | 6.44% | 6.18% | Investment | Principal & interest | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| STREET SMART VARIABLE HOME LOAN - INVESTMENT (Interest Only) | Variable | 6.44% | 6.40% | Investment | Interest only | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| 1 YEAR FIXED HOME LOAN - INVESTMENT (Interest Only) | Fixed 1 year | 6.84% | 6.39% | Investment | Interest only | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| 2 YEAR FIXED HOME LOAN - INVESTMENT (Interest Only) | Fixed 2 years | 6.84% | 6.44% | Investment | Interest only | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
| 3 YEAR FIXED HOME LOAN - INVESTMENT (Interest Only) | Fixed 3 years | 6.74% | 6.46% | Investment | Interest only | up to 80% | $50,000+ | not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page,… | 2026-10-21 | source |
Hover a condition to read the bank's full wording, and a rate type for the bank's own name for it. "not stated" means the bank's feed does not say which loans a rate is for. The "source" link opens our snapshot of the bank's product record.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a $150,000 secured loan over 25 years.
Data
This section is built from the bank's own published product data, plus any term it leaves out that we read from the bank's own pages and any correction where its page contradicts that data. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row:
/au/finance/home-loans/v1/brands/easy-street.json: this bank's home loan products and every rate row./au/finance/home-loans/v1/rates.json: all the banks' home loan rate rows in one file./au/finance/home-loans/v1/best.json: the banks ranked per purpose, repayment type, LVR, loan amount and rate type./au/finance/home-loans/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR home loan feed (needs an
x-vheader).
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.