Deep Almanac

Great Southern Bank Business+

Bank last updated 2026-10-12 · product records as fetched 2026-11-13 · feed status: ok. Refreshed daily.

ABN 44 087 650 959

Term deposits

Great Southern Bank Business+ publishes 12 term deposit products in its product data (12 SMSF, 12 business), giving 12 rates with terms from 1 month to 12 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.

Applying

Government guarantee

Great Southern Bank Business+ is a brand of Credit Union Australia Ltd. Deposits here and at Great Southern Bank count towards one $250,000 government guarantee limit per account holder, not one each.

From APRA’s list of banks covered by the Financial Claims Scheme.

Products and rates

12 of 12 rates shown

P S B = eligible for personal · SMSF · business customers

TermRate p.a.Interest paidDeposit rangeP S BConditionsBank updatedSource
Term Deposit 1 MonthSMSF, Business min deposit $5,000 · 1 rate · a fixed 1-month term paying at maturity: the bank's Business+ Term Deposit page lists "1 Month 4.00% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account, you must have an Australian Address.; To open an account, you must meet our ID verification requirements.; To open an account with this product, you must have an Business Transaction Account.; You must have an Australian mobile number and a valid email address.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm Deposit maturing in 1 month
1 month4.00%$5,000+SMSF, Business2026-03-18
Term Deposit 1 YearSMSF, Business min deposit $5,000 · 1 rate · a fixed 12-month term paying at maturity: the bank's Business+ Term Deposit page lists "12 Months 5.50% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account, you must have an Australian Address.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must meet our ID verification requirements.; You must have an Australian mobile number and a valid email address.; To open an account with this product, you must have an Business Transaction Account.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm deposit maturing in 1 year
12 months5.50%at maturity$5,000+SMSF, Business2026-10-12
Term Deposit 2 MonthsSMSF, Business min deposit $5,000 · 1 rate · a fixed 2-month term paying at maturity: the bank's Business+ Term Deposit page lists "2 Months 4.00% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account with this product, you must have an Business Transaction Account.; To open an account, you must have an Australian Address.; To open an account, you must meet our ID verification requirements.; You must have an Australian mobile number and a valid email address.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm Deposit maturing in 2 months
2 months4.00%$5,000+SMSF, Business2026-03-18
Term Deposit 3 MonthsSMSF, Business min deposit $5,000 · 1 rate · a fixed 3-month term paying at maturity: the bank's Business+ Term Deposit page lists "3 Months 5.10% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account, you must have an Australian Address.; To open an account, you must meet our ID verification requirements.; You must have an Australian mobile number and a valid email address.; To open an account with this product, you must have an Business Transaction Account.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm deposit maturing in 3 months
3 months5.10%$5,000+SMSF, Business2026-05-21
Term Deposit 4 MonthsSMSF, Business min deposit $5,000 · 1 rate · a fixed 4-month term paying at maturity: the bank's Business+ Term Deposit page lists "4 Months 5.25% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account, you must meet our ID verification requirements; To open an account with this product, you must have an Business Transaction Account; You must have an Australian mobile number and a valid email address.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must have an Australian Address.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm deposit maturing in 4 months
4 months5.25%$5,000+SMSF, Business2026-10-12
Term Deposit 5 MonthsSMSF, Business min deposit $5,000 · 1 rate · a fixed 5-month term paying at maturity: the bank's Business+ Term Deposit page lists "5 Months 5.15% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account with this product, you must have an Business Transaction Account.; To open an account, you must have an Australian Address.; You must have an Australian mobile number and a valid email address.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must meet our ID verification requirements.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm deposit maturing in 5 months
5 months5.15%$5,000+SMSF, Business2026-10-12
Term Deposit 6 MonthsSMSF, Business min deposit $5,000 · 1 rate · a fixed 6-month term paying at maturity: the bank's Business+ Term Deposit page lists "6 Months 5.35% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account with this product, you must have an Business Transaction Account.; To open an account, you must have an Australian Address.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must meet our ID verification requirements.; You must have an Australian mobile number and a valid email address.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm deposit maturing in 6 months
6 months5.35%$5,000+SMSF, Business2026-10-12
Term Deposit 7 MonthsSMSF, Business min deposit $5,000 · 1 rate · a fixed 7-month term paying at maturity: the bank's Business+ Term Deposit page lists "7 Months 5.20% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account, you must have an Australian Address.; To open an account, you must meet our ID verification requirements.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account with this product, you must have an Business Transaction Account.; You must have an Australian mobile number and a valid email address.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm deposit maturing in 7 months
7 months5.20%$5,000+SMSF, Business2026-10-12
Term Deposit 8 MonthsSMSF, Business min deposit $5,000 · 1 rate · a fixed 8-month term paying at maturity: the bank's Business+ Term Deposit page lists "8 Months 5.10% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must have an Australian Address.; To open an account, you must meet our ID verification requirements.; To open an account with this product, you must have an Business Transaction Account.; You must have an Australian mobile number and a valid email address.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm deposit maturing in 8 months
8 months5.10%$5,000+SMSF, Business2026-10-12
Term Deposit 9 MonthsSMSF, Business min deposit $5,000 · 1 rate · a fixed 9-month term paying at maturity: the bank's Business+ Term Deposit page lists "9 Months 5.35% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must meet our ID verification requirements.; To open an account with this product, you must have an Business Transaction Account.; You must have an Australian mobile number and a valid email address.; To open an account, you must have an Australian Address.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm deposit maturing in 9 months
9 months5.35%$5,000+SMSF, Business2026-10-12
Term Deposit 10 MonthsSMSF, Business min deposit $5,000 · 1 rate · a fixed 10-month term paying at maturity: the bank's Business+ Term Deposit page lists "10 Months 5.50% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account with this product, you must have an Business Transaction Account.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; You must have an Australian mobile number and a valid email address.; To open an account, you must have an Australian Address.; To open an account, you must meet our ID verification requirements.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm deposit maturing in 10 months
10 months5.50%$5,000+SMSF, Business2026-10-12
Term Deposit 11 MonthsSMSF, Business min deposit $5,000 · 1 rate · a fixed 11-month term paying at maturity: the bank's Business+ Term Deposit page lists "11 Months 5.30% p.a." under "Term / Interest at maturity" (the feed types the rate variable and gives no term; the term is in the product's name); To open an account, you will need to download, register and activate your Great Southern Bank Business app.; You must have an Australian mobile number and a valid email address.; To open an account with this product, you must have an Business Transaction Account.; To open an account, you must have an Australian Address.; To open an account, you must meet our ID verification requirements.; also open to self-managed super funds (SMSFs), once the fund's Business+ Account is open: the bank's Business+ SMSF page says "You can then open a Business+ Saver or Business+ Term Deposit in minutes using the Business+ app or Business+ online.", and its Business+ Term Deposit page lists "Self-managed super funds" under "What kind of business can apply?" · bank · source · apiTerm deposit maturing in 11 months
11 months5.30%$5,000+SMSF, Business2026-10-12

Each product is listed with its rates beneath it. Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens the bank's product record (our snapshot); "api" is the live endpoint, which needs an x-v header and will not open in a browser.

Data

This section is built from the bank's own published product data, which every Consumer Data Right data holder must publish openly. 1 term that data leaves out is read from the bank's own terms and pages, each quoted and re-read daily; where the bank's document contradicts its product data, we follow the document until the bank republishes. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each product record was snapshotted on every product:

Savings accounts

Great Southern Bank Business+ publishes 14 transaction and savings account products in its product data; 1 is savings accounts ranked on the comparison. 13 products are not ranked (a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/): 12; a transaction (everyday) account, not a savings account: 1). Rates are per annum as published by the bank; a bonus rate is paid only in a month in which the account's conditions are met.

Best rates

Great Southern Bank Business+'s best savings rate for each customer segment and rate kind, as it ranks on the savings account comparison; "ranked at" lists the balances at which this is its best account.

Account forRate kindRate p.a.BaseBonusIntroProductRanked atConditionsRestrictions
SMSFConditional5.40%5.40%——Business+ Saver$10k, $50k, $250kTo open an account, you must meet our ID verification requirements.; To open an account, you must have an Australian Address.; You must have an Australian mobi…linked account
SMSFIntro5.40%5.40%——Business+ Saver$10k, $50k, $250kTo open an account, you must meet our ID verification requirements.; To open an account, you must have an Australian Address.; You must have an Australian mobi…linked account
SMSFBase5.40%5.40%——Business+ Saver$10k, $50k, $250kTo open an account, you must meet our ID verification requirements.; To open an account, you must have an Australian Address.; You must have an Australian mobi…linked account
BusinessConditional5.40%5.40%——Business+ Saver$10k, $50k, $250kTo open an account, you must meet our ID verification requirements.; To open an account, you must have an Australian Address.; You must have an Australian mobi…linked account
BusinessIntro5.40%5.40%——Business+ Saver$10k, $50k, $250kTo open an account, you must meet our ID verification requirements.; To open an account, you must have an Australian Address.; You must have an Australian mobi…linked account
BusinessBase5.40%5.40%——Business+ Saver$10k, $50k, $250kTo open an account, you must meet our ID verification requirements.; To open an account, you must have an Australian Address.; You must have an Australian mobi…linked account

Products

14 of 14 products shown

Ranked savings accounts

Business+ Saver savings accountlinked account

Conditions: To open an account, you must meet our ID verification requirements.; To open an account, you must have an Australian Address.; You must have an Australian mobile number and a valid email address.; To open an account with this product, you must have an Business Transaction Account.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.

appnotificationsunlimited transactionslinked account required

no monthly fee stated · interest paid monthly · ages 18 and over · bank · terms · source

Easy access to business savings.

BalanceBase
$0+5.40%

Not ranked

Business+ Account transaction accountstale

Not ranked: a transaction (everyday) account, not a savings account.

Conditions: not updated by the bank since 2026-10-22, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; To open an account, you must have an Australian Address.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must meet our ID verification requirements.; In order to apply an overdraft on this product, you will be subject to additional criteria including but not limited to: your business must be registered for G…; You must have an Australian mobile number and a valid email address.

cardappOskoPayIDnotificationsunlimited transactionswallets

no monthly fee stated · interest paid monthly · ages 18 and over · 1 fee with no amount in the feed · bank · terms · source

Everday banking for your business. Manage business cashflow and expenses.

BalanceBase
$0+0.00%

Term Deposit 1 Month term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-03-18, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must have an Australian Address.; To open an account, you must meet our ID verification requirements.; To open an account with this product, you must have an Business Transaction Account.; You must have an Australian mobile number and a valid email address.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term Deposit maturing in 1 month

BalanceBase
$0+4.00%

Term Deposit 1 Year term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; To open an account with this product, you must have an Business Transaction Account.; To open an account, you must meet our ID verification requirements.; To open an account, you must have an Australian Address.; You must have an Australian mobile number and a valid email address.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term deposit maturing in 1 year

BalanceBase
$0+5.50%

Term Deposit 10 Months term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; You must have an Australian mobile number and a valid email address.; To open an account, you must meet our ID verification requirements.; To open an account, you must have an Australian Address.; To open an account with this product, you must have an Business Transaction Account.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term deposit maturing in 10 months

BalanceBase
$0+5.50%

Term Deposit 11 Months term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account with this product, you must have an Business Transaction Account.; To open an account, you must meet our ID verification requirements.; You must have an Australian mobile number and a valid email address.; To open an account, you must have an Australian Address.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term deposit maturing in 11 months

BalanceBase
$0+5.30%

Term Deposit 2 Months term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-03-18, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; To open an account, you must meet our ID verification requirements.; To open an account with this product, you must have an Business Transaction Account.; You must have an Australian mobile number and a valid email address.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must have an Australian Address.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term Deposit maturing in 2 months

BalanceBase
$0+4.00%

Term Deposit 3 Months term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-05-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; To open an account with this product, you must have an Business Transaction Account.; You must have an Australian mobile number and a valid email address.; To open an account, you must meet our ID verification requirements.; To open an account, you must have an Australian Address.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term deposit maturing in 3 months

BalanceBase
$0+5.10%

Term Deposit 4 Months term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; To open an account, you must have an Australian Address.; To open an account, you must meet our ID verification requirements; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account with this product, you must have an Business Transaction Account; You must have an Australian mobile number and a valid email address.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term deposit maturing in 4 months

BalanceBase
$0+5.25%

Term Deposit 5 Months term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; To open an account with this product, you must have an Business Transaction Account.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must meet our ID verification requirements.; To open an account, you must have an Australian Address.; You must have an Australian mobile number and a valid email address.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term deposit maturing in 5 months

BalanceBase
$0+5.15%

Term Deposit 6 Months term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; To open an account, you must meet our ID verification requirements.; You must have an Australian mobile number and a valid email address.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must have an Australian Address.; To open an account with this product, you must have an Business Transaction Account.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term deposit maturing in 6 months

BalanceBase
$0+5.35%

Term Deposit 7 Months term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; You must have an Australian mobile number and a valid email address.; To open an account, you must have an Australian Address.; To open an account with this product, you must have an Business Transaction Account.; To open an account, you must meet our ID verification requirements.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term deposit maturing in 7 months

BalanceBase
$0+5.20%

Term Deposit 8 Months term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; You must have an Australian mobile number and a valid email address.; To open an account with this product, you must have an Business Transaction Account.; To open an account, you must have an Australian Address.; To open an account, you must meet our ID verification requirements.; To open an account, you will need to download, register and activate your Great Southern Bank Business app.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term deposit maturing in 8 months

BalanceBase
$0+5.10%

Term Deposit 9 Months term depositlinked accountstale

Not ranked: a term deposit filed in the savings category; the term deposits dataset ranks it (/au/finance/term-deposits/).

Conditions: not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; To open an account, you will need to download, register and activate your Great Southern Bank Business app.; To open an account, you must have an Australian Address.; You must have an Australian mobile number and a valid email address.; To open an account, you must meet our ID verification requirements.; To open an account with this product, you must have an Business Transaction Account.

appnotificationslinked account required

no monthly fee stated · ages 18 and over · min balance $5,000 · bank · source

Term deposit maturing in 9 months

BalanceBase
$0+5.35%

Ranked products come first. Each table is the product's balance bands as the bank's feed states them: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together, intro the rate in the introductory period; a table shows only the columns its account has. "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change. The "source" link opens our snapshot of the bank's product record; conditions read from the bank's own terms are listed with the product.

We receive no payment from any lender for inclusion or ranking.

Data

This section is built from the bank's own published product data (its Consumer Data Right feed), with the conditions and limits that data leaves out read from the bank's own terms and pages. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row:

Business car loans

ProductRate typeRate p.a.Comparison rateConditionsBank updatedLinks
Business+ Vehicle Loancars ≤5 yrs (loan)Fixed6.79%—not publishedout of date: on 2026-10-30 the lender's website gave fixed rates from 6.29% to 17.49% (as at 22 October 2026) by credit score, not this record's 6.79% and 6.99%; vehicles up to 5 years old; out of date; new or used vehicles up to 5 years old, bought from a dealer; annual turnover of at least $75,000; at least one year trading history; sole traders and privately owned Australian companies only (not partnerships, trusts, SMSFs or companies owned by another company); all directors of a company must give a personal guarantee; balloon payment only on terms of 1 to 6 years; personalised fixed rate set by credit history, amount, term and deposit (not ranked)2026-04-28
Business+ Vehicle Loancars ≤5 yrs (loan)Fixed6.99%—not publishedout of date: on 2026-10-30 the lender's website gave fixed rates from 6.29% to 17.49% (as at 22 October 2026) by credit score, not this record's 6.79% and 6.99%; vehicles up to 5 years old; out of date; new or used vehicles up to 5 years old, bought from a dealer; annual turnover of at least $75,000; at least one year trading history; sole traders and privately owned Australian companies only (not partnerships, trusts, SMSFs or companies owned by another company); all directors of a company must give a personal guarantee; balloon payment only on terms of 1 to 6 years; personalised fixed rate set by credit history, amount, term and deposit (not ranked)2026-04-28

Lenders are ranked by their advertised interest rate. Business vehicle finance is not consumer credit, so the comparison rate rules do not apply and most lenders publish none; where one does, it is shown beside the rate. Fees are extra.

Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.