ING
Registered in the Consumer Data Right as ING BANK (Australia) Ltd · ABN 24 000 893 292
Term deposits
ING publishes 3 term deposit products through the Consumer Data Right (1 personal, 2 SMSF, 2 business), giving 16 rates with terms from 90 days to 24 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Business Term DepositSMSF, Businessmin deposit $10,000 · max $10,000,000 · 8 rates · You need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF).; The account cannot be used by bare/informal trusts, public companies, unincorporated associations, or a statutory account. · bank · source · api
A high fixed interest rate for business savings. You choose the time frame. - Term DepositPersonalmin deposit $10,000 · max $5,000,000 · 8 rates · You must be an Australian resident for taxation purposes. · bank · source · api
A high interest rate guaranteed for the term. You choose the timeframe. - Wholesale Term DepositSMSF, Businessmin deposit $500,000 · You must be an Australian entity.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). · no rates: no deposit rates published · bank · source · api
Competitive interest rates for a fixed period for Government, Public Company, Charity, Association or Religious Organisations.
Rates
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 90 days | 5.05% | $10,000 – $10,000,000 | SMSF, Business | 2026-09-17 | sourceapi | ||
| 90 days | 5.05% | $10,000 – $5,000,000 | Personal | 2026-09-13 | sourceapi | ||
| 120 days | 5.10% | $10,000 – $10,000,000 | SMSF, Business | A fixed interest rate for business savings. | 2026-09-17 | sourceapi | |
| 120 days | 5.00% | $10,000 – $5,000,000 | Personal | Get a fixed interest rate guaranteed for your timeframe of choice on deposits of $10,000 or more. | 2026-09-13 | sourceapi | |
| 180 days | 5.20% | $10,000 – $5,000,000 | Personal | 2026-09-13 | sourceapi | ||
| 180 days | 5.15% | $10,000 – $10,000,000 | SMSF, Business | 2026-09-17 | sourceapi | ||
| 210 days | 5.15% | $10,000 – $10,000,000 | SMSF, Business | 2026-09-17 | sourceapi | ||
| 210 days | 5.00% | $10,000 – $5,000,000 | Personal | 2026-09-13 | sourceapi | ||
| 270 days | 5.25% | $10,000 – $10,000,000 | SMSF, Business | 2026-09-17 | sourceapi | ||
| 270 days | 5.10% | $10,000 – $5,000,000 | Personal | 2026-09-13 | sourceapi | ||
| 330 days | 5.35% | $10,000 – $5,000,000 | Personal | 2026-09-13 | sourceapi | ||
| 330 days | 5.20% | $10,000 – $10,000,000 | SMSF, Business | 2026-09-17 | sourceapi | ||
| 12 months | 5.35% | at maturity | $10,000 – $10,000,000 | SMSF, Business | 2026-09-17 | sourceapi | |
| 12 months | 5.30% | at maturity | $10,000 – $5,000,000 | Personal | 2026-09-13 | sourceapi | |
| 24 months | 5.35% | at maturity | $10,000 – $10,000,000 | SMSF, Business | For terms of more than one year, interest is credited to your account on the Anniversary Date and on the day prior to t… | 2026-09-17 | sourceapi |
| 24 months | 5.25% | at maturity | $10,000 – $5,000,000 | Personal | For terms of more than one year, interest is credited to your account on the Anniversary Date and on the day prior to t… | 2026-09-13 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/ing-bank-australia-ltd.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
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