CommBank Interest-Free Days Credit Card

credit card

Interest-Free Days Credit Card is a credit card from CommBank, as the bank publishes it in its product data. Its purchase rate is 17.57% and its card fee $60 a year.

What the feed states

Purchase rate

17.57%

Cash advance rate

17.57%

Interest-free days

up to 55

Card fee

$60 a year (Annual Fee)

Foreign transaction fee

3% of the transaction

Cash advance fee

1.5%

Late payment fee

$20

Additional cardholder fee

$60

Complimentary insurance

Transit Accident Insurance; Unauthorised Transaction Insurance

Digital wallets

Apple Pay, Garmin Pay, Google Pay, Samsung Pay

Instalment plans

offered

Additional cardholders

up to 1

Credit limit

$500 to $50,000

Minimum age

18

Scheme

Mastercard

Conditions and offers

• credit limit $500 to $50,000
• cash advance fee capped at $150 (flat $2.50 if the account was in credit)

Who can apply, in the bank's words

• Applications for credit cards are subject to credit approval.
• Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.

About this card

Designed for those looking for a card with a competitive interest-free period to help with business cash flow.

Data

• CommBank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-11-12.
• /au/finance/credit-cards/v1/brands/commbank.json: this issuer's cards as JSON; CommBank's page lists them.
• The bank last updated this record on 2026-11-12; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at CommBank

• Business Platinum Credit Card credit card, 20.74%, $300 a year
• Interest-free Low Fee Credit Card credit card, 0.00%, $120 a year
• Low Fee Credit Card credit card, 20.99%, $36 a year
• Low Rate Credit Card credit card, 14.55%
• Low Rate Credit Card (2) credit card, 13.99%, $72 a year
• Neo Card credit card, 0.00%, $180 a year
• Qantas Business Rewards Credit Card credit card, 19.99%
• Smart Credit Card credit card, 20.99%, $228 a year
• Ultimate Credit Card credit card, 20.99%, $420 a year
• Corporate Charge Card charge card, 17.99%
• Corporate Interest Free Days Card corporate card programme, 17.57%
• Corporate Low Rate Card corporate card programme, 14.55%
• Procurement Management Account corporate card programme, 17.99%, $120 a year
• Virtual Cards corporate card programme