CommBank Low Fee Credit Card

credit card

Low Fee Credit Card is a credit card from CommBank, as the bank publishes it in its product data. Its purchase rate is 20.99% and its card fee $36 a year ($3 a month).

What the feed states

Purchase rate

20.99%

Cash advance rate

21.99%

Interest-free days

up to 55

Card fee

$36 a year ($3 a month) (Monthly fee)

Fee offer

No monthly fee if you spend at least $300 in your statement period (on purchases and cash advances only). Otherwise the monthly fee is $3

Cash advance fee

3%

Late payment fee

$20

Additional cardholder fee

none

Digital wallets

Apple Pay, Garmin Pay, Google Pay, Samsung Pay

Instalment plans

offered

Additional cardholders

up to 1

Credit limit

from $500

Minimum age

18

Scheme

Mastercard

Conditions and offers

• from 1 February 2027 the purchase rate rises to 21.99%, the cash advance rate to 23.99% and the monthly fee to $4 (no fee when $300 is spent); from 1 April 2027 interest-free days fall from 55 to 44
• from 1 April 2027 up to 44 interest-free days, down from 55
• from 1 February 2027 the cash advance fee becomes $4 or 3.5% (whichever is greater) with no $300 cap
• offer not for anyone holding, or who held in the last 24 months, a Low Rate or Low Fee card, nor for switches

Who can apply, in the bank's words

• Applications for credit cards are subject to credit approval.
• Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.

About this card

Enjoy the flexibility and convenience of a credit card with a low monthly fee.

Data

• CommBank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-11-12.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/commbank.json: this issuer's cards as JSON; CommBank's page lists them.
• The bank last updated this record on 2026-11-12; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at CommBank

• Business Platinum Credit Card credit card, 20.74%, $300 a year
• Interest-Free Days Credit Card credit card, 17.57%, $60 a year
• Interest-free Low Fee Credit Card credit card, 0.00%, $120 a year
• Low Rate Credit Card credit card, 14.55%
• Low Rate Credit Card (2) credit card, 13.99%, $72 a year
• Neo Card credit card, 0.00%, $180 a year
• Qantas Business Rewards Credit Card credit card, 19.99%
• Smart Credit Card credit card, 20.99%, $228 a year
• Ultimate Credit Card credit card, 20.99%, $420 a year
• Corporate Charge Card charge card, 17.99%
• Corporate Interest Free Days Card corporate card programme, 17.57%
• Corporate Low Rate Card corporate card programme, 14.55%
• Procurement Management Account corporate card programme, 17.99%, $120 a year
• Virtual Cards corporate card programme