CommBank Interest-free Low Fee Credit Card

credit card

Interest-free Low Fee Credit Card is a credit card from CommBank, as the bank publishes it in its product data. It charges no purchase interest and costs $120 a year ($10 a month). It ranks 1st of 52 issuers for a personal card by lowest purchase rate.

What the feed states

Purchase rate

no interest is charged; the card fee below applies instead

Interest-free days

none stated

Card fee

$120 a year ($10 a month) (Monthly fee)

Fee offer

If you do not have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you will not be charged a monthly fee of $10 for that statement period.

Foreign transaction fee

0% of the transaction

Late payment fee

$0

Cashback offer

CommBank Yello Get access to exclusive benefits, cashbacks and discounts with CommBank Yello.

Digital wallets

Apple Pay, Garmin Pay, Google Pay, Samsung Pay

Credit limit

$400 to $1,500

Minimum age

18

Scheme

Mastercard

Conditions and offers

• no interest is charged on purchases; the card costs $10.00 a month instead
• credit limit $400 to $1,500

Who can apply, in the bank's words

• Applications for Interest-free Low fee credit card are subject to CBA's lending policy for new Low Cost Credit Contracts.

About this card

CommBank's simplest credit card yet with no interest and no late fees. Just a simple monthly fee.

Data

• CommBank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-11-12.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/commbank.json: this issuer's cards as JSON; CommBank's page lists them.
• The bank last updated this record on 2026-11-12; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at CommBank

• Business Platinum Credit Card credit card, 20.74%, $300 a year
• Interest-Free Days Credit Card credit card, 17.57%, $60 a year
• Low Fee Credit Card credit card, 20.99%, $36 a year
• Low Rate Credit Card credit card, 14.55%
• Low Rate Credit Card (2) credit card, 13.99%, $72 a year
• Neo Card credit card, 0.00%, $180 a year
• Qantas Business Rewards Credit Card credit card, 19.99%
• Smart Credit Card credit card, 20.99%, $228 a year
• Ultimate Credit Card credit card, 20.99%, $420 a year
• Corporate Charge Card charge card, 17.99%
• Corporate Interest Free Days Card corporate card programme, 17.57%
• Corporate Low Rate Card corporate card programme, 14.55%
• Procurement Management Account corporate card programme, 17.99%, $120 a year
• Virtual Cards corporate card programme