CommBank Neo Card

credit card

Neo Card is a credit card from CommBank, as the bank publishes it in its product data. It charges no purchase interest and costs $180 a year ($15 a month).

What the feed states

Purchase rate

no interest is charged; the card fee below applies instead

Cash advance rate

0.00%

Interest-free days

none stated

Card fee

$180 a year ($15 a month) (Monthly fee)

Fee note

the feed lists several card fees; the lowest is shown, the others being $240.00 a year ($20.00 a month), $300.00 a year ($25.00 a month) (Monthly fee of $15, $20 or $25 depending on your credit limit. $15 per month for a $1,000 credit limit, $20 per month for a $2,000 credit limit or $25 per mont…)

Fee offer

If you don't have any processed transactions in a given statement period and pay your previous statement closing balance in full by the due date, you won't be charged a monthly fee of $15 for that statement period.

Foreign transaction fee

0% of the transaction

Late payment fee

$0

Additional cardholder fee

none

Cashback offer

CommBank Yello Get cashback when you activate and redeem your CommBank Yello offers. Available to eligible Mastercard cardholders in the CommBank app.

Digital wallets

Apple Pay, Garmin Pay, Google Pay, Samsung Pay

Additional cardholders

up to 1

Credit limit

$1,000 to $3,000

Minimum age

18

Scheme

Mastercard

Conditions and offers

• no interest is charged on purchases; the card costs $15.00 a month instead
• the feed lists several card fees; the lowest is shown, the others being $240.00 a year ($20.00 a month), $300.00 a year ($25.00 a month) (Monthly fee of $15, $20 or $25 depending on your credit limit. $15 per month for a $1,000 credit limit, $20 per month for a $2,000 credit limit or $25 per mont…)
• credit limit $1,000 to $3,000
• cash advances are blocked on CommBank Neo

Who can apply, in the bank's words

• Each application for credit is assessed on the ability of the applicant to service debt (limit) based on the financials supplied in the application.
• Applications for CommBank cards are subject to credit approval.

About this card

A new way to pay with no interest, a low maximum credit limit and a simple monthly fee based on your limit.

Data

• CommBank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-11-12.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/commbank.json: this issuer's cards as JSON; CommBank's page lists them.
• The bank last updated this record on 2026-11-12; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

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• Low Rate Credit Card credit card, 14.55%
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• Smart Credit Card credit card, 20.99%, $228 a year
• Ultimate Credit Card credit card, 20.99%, $420 a year
• Corporate Charge Card charge card, 17.99%
• Corporate Interest Free Days Card corporate card programme, 17.57%
• Corporate Low Rate Card corporate card programme, 14.55%
• Procurement Management Account corporate card programme, 17.99%, $120 a year
• Virtual Cards corporate card programme