Westpac Altitude Business Platinum

credit card

Altitude Business Platinum is a credit card from Westpac, as the bank publishes it in its product data. Its purchase rate is 20.24% and its card fee $200 a year (first year free).

What the feed states

Purchase rate

20.24%

Cash advance rate

20.74%

Interest-free days

up to 55

Card fee

$200 a year (first year free) (Card Fee)

Fee offer

Card Fee Waiver - New Customers

Foreign transaction fee

3% of the transaction

Cash advance fee

3%

Late payment fee

$0

Rewards programme

Altitude Rewards

Complimentary insurance

Complimentary insurance; International Travel insurance; Interstate Flight Inconvenience insurance; Overseas Transit Accident insurance; Purchase Protection insurance; Extended Warranty insurance; Account holder's Unauthorised Transaction insurance

Digital wallets

Garmin Pay, Apple Pay, Google Pay, Samsung Pay

Additional cardholders

up to 1

Credit limit

$5,000 to $150,000

Minimum age

18

Scheme

Visa

Conditions and offers

• no card fee in the first year, as the feed's discount states
• credit limit $5,000 to $150,000
• uncapped; up to 2.5 Altitude Points per $1
• annual fee waived each year for one additional cardholder
• first card fee charged 12 months after the first transaction (first year waived for a new card)

Who can apply, in the bank's words

• business: Your Business must be registered in Australia
• business: You have a minimum 2 years experience in the same or similar business

About this card

Get uncapped rewards points for eligible purchases and tax payments, plus complimentary extended insurance.

Data

• Westpac's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-30.
• /au/finance/credit-cards/v1/brands/westpac.json: this issuer's cards as JSON; Westpac's page lists them.
• The bank last updated this record on 2026-10-29; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Westpac

• Altitude Black Rewards World Mastercard credit card, 23.98%, $295 a year
• Altitude Business Gold credit card, 20.24%, $150 a year
• Altitude Qantas Black credit card, 23.98%, $295 a year
• Altitude Qantas Platinum credit card, 23.98%, $175 a year
• Altitude Rewards Platinum credit card, 23.98%, $175 a year
• Altitude Velocity Black credit card, 23.98%, $295 a year
• Altitude Velocity Platinum credit card, 23.98%, $175 a year
• BusinessChoice Everyday credit card, 14.25%, $75 a year
• BusinessChoice Rewards Platinum credit card, 20.24%, $150 a year
• Lite Card credit card, 9.90%, $108 a year
• Low Fee Card credit card, 20.99%, $30 a year
• Low Rate Card credit card, 13.74%, $84 a year