Westpac BusinessChoice Rewards Platinum

credit card

BusinessChoice Rewards Platinum is a credit card from Westpac, as the bank publishes it in its product data. Its purchase rate is 20.24% and its card fee $150 a year.

What the feed states

Purchase rate

20.24%

Cash advance rate

20.24%

Interest-free days

up to 55

Card fee

$150 a year (Card Fee)

Foreign transaction fee

3% of the transaction

Cash advance fee

3%

Late payment fee

$0

Sign-up offer

100000 Special offers: Earn 100,000 Bonus Qantas Points when you spend a minimum of $8,000 on eligible business purchases within 90 days of opening a new BusinessChoice Rewards Platinum credit card. This offer is not available in conjunction with any other special offers and may be varied or withdr…

Complimentary insurance

Complimentary insurance; International Travel insurance; Interstate Flight Inconvenience insurance; Overseas Transit Accident insurance; Purchase Protection insurance; Extended Warranty insurance; Account holder's Unauthorised Transaction insurance

Digital wallets

Garmin Pay, Apple Pay, Google Pay, Samsung Pay

Additional cardholders

up to 99

Credit limit

$2,000 to $250,000

Minimum age

18

Scheme

Visa

Conditions and offers

• credit limit $2,000 to $250,000
• 100,000 bonus Qantas Points for $8,000 business spend within 90 days of opening
• not for any customer holding, or who closed, a Westpac business credit card in the last 18 months, or switching
• 0.75 Qantas Points per $1.50 on business purchases, 0.5 on government payments, up to 100,000 points a month; Qantas Business Rewards membership needed

Who can apply, in the bank's words

• business: Your Business must be registered in Australia and for GST
• business: ABN must be registered for at least 12 months

About this card

Receive Qantas Points for eligible purchases and tax payments, plus complimentary extended insurance.

Data

• Westpac's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-30.
• /au/finance/credit-cards/v1/brands/westpac.json: this issuer's cards as JSON; Westpac's page lists them.
• The bank last updated this record on 2026-10-29; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Westpac

• Altitude Black Rewards World Mastercard credit card, 23.98%, $295 a year
• Altitude Business Gold credit card, 20.24%, $150 a year
• Altitude Business Platinum credit card, 20.24%, $200 a year
• Altitude Qantas Black credit card, 23.98%, $295 a year
• Altitude Qantas Platinum credit card, 23.98%, $175 a year
• Altitude Rewards Platinum credit card, 23.98%, $175 a year
• Altitude Velocity Black credit card, 23.98%, $295 a year
• Altitude Velocity Platinum credit card, 23.98%, $175 a year
• BusinessChoice Everyday credit card, 14.25%, $75 a year
• Lite Card credit card, 9.90%, $108 a year
• Low Fee Card credit card, 20.99%, $30 a year
• Low Rate Card credit card, 13.74%, $84 a year