Westpac BusinessChoice Everyday

credit card

BusinessChoice Everyday is a credit card from Westpac, as the bank publishes it in its product data. Its purchase rate is 14.25% and its card fee $75 a year. It ranks 11th of 13 issuers for a business card by lowest purchase rate.

What the feed states

Purchase rate

14.25%

Cash advance rate

19.96%

Interest-free days

up to 55

Card fee

$75 a year (Card Fee)

Foreign transaction fee

3% of the transaction

Cash advance fee

3%

Late payment fee

$0

Complimentary insurance

Complimentary insurance; Interstate Flight Inconvenience insurance; Cardholder's Transit Accident insurance; Account holder's Unauthorised Transaction insurance

Digital wallets

Garmin Pay, Apple Pay, Google Pay, Samsung Pay

Additional cardholders

up to 99

Credit limit

$2,000 to $250,000

Minimum age

18

Scheme

Visa

Conditions and offers

• credit limit $2,000 to $250,000
• $75 card fee per card, waived the next year on each card that spends $15,000 or more (year to 30 June)
• card fee waived the following year on a card with $15,000+ spend

Who can apply, in the bank's words

• business: Your Business must be registered in Australia and for GST
• business: ABN must be registered for at least 12 months

About this card

Keep all your everyday business purchase records in one place, with a BusinessChoice Everyday.

Data

• Westpac's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-30.
• /au/finance/credit-cards/v1/brands/westpac.json: this issuer's cards as JSON; Westpac's page lists them.
• The bank last updated this record on 2026-10-29; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Westpac

• Altitude Black Rewards World Mastercard credit card, 23.98%, $295 a year
• Altitude Business Gold credit card, 20.24%, $150 a year
• Altitude Business Platinum credit card, 20.24%, $200 a year
• Altitude Qantas Black credit card, 23.98%, $295 a year
• Altitude Qantas Platinum credit card, 23.98%, $175 a year
• Altitude Rewards Platinum credit card, 23.98%, $175 a year
• Altitude Velocity Black credit card, 23.98%, $295 a year
• Altitude Velocity Platinum credit card, 23.98%, $175 a year
• BusinessChoice Rewards Platinum credit card, 20.24%, $150 a year
• Lite Card credit card, 9.90%, $108 a year
• Low Fee Card credit card, 20.99%, $30 a year
• Low Rate Card credit card, 13.74%, $84 a year