ANZ Access Advantage

transaction account

Access Advantage is a transaction account from ANZ.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

No rate rows could be read from the feed for this product.

Features

card

ANZ Visa Debit card

app

yes

Osko

yes

PayID

yes

PayTo

yes

BPAY

yes

transactions

unlimited

wallets

Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay

Other features, in the bank's words:

• Do more with your banking You can easily set up mobile payment on your compatible devices with your eligible ANZ cards so you can tap and pay on the go or make faster payments using PayID.
• Take care of the day to day with the ANZ App Download the ANZ App for iPhone or Android and view, make or schedule payments and transfers, temporarily block and unblock your card change your profile details, set a savings goal and so much more

Fees, limits and who can open it

monthly fee

no monthly fee stated

other fees named

Overseas Transaction Fee (no amount in the feed)

age

ages 12 and over

open to

personal customers

Who can open it, in the bank's own words:

• residency: You must be an Australian resident with an Australian residential and mailing address.

About this account

An everyday account with easy and secure banking, unlimited ANZ Transactions and Visa Debit card

Data

• ANZ's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
• /au/finance/savings-accounts/v1/brands/anz.json: this bank's accounts and every balance band as JSON; ANZ's page lists them.
• The bank last updated this record on 12 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at ANZ

• Business Online Saver savings account, 1.05% base at $50,000
• Online Saver savings account, 1.85% base at $50,000
• Pensioner Advantage Accountstale savings account, 1.65% base at $50,000
• Progress Saver savings account, 4.25% conditional at $50,000
• Premium Cash Management Account cash management account, 0.05% base at $50,000
• SMSF Cash Hub Account cash management account, 2.80% base at $50,000
• V2 Plus cash management account, 4.60% base at $50,000
• Access Basicstale transaction account
• Business Essentials transaction account, 0.01% base at $50,000
• Business Extra transaction account

All of ANZ's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.