ANZ Premium Cash Management Account
cash management accountterms checked
Premium Cash Management Account is a cash management account from ANZ. At $50,000 it pays 0.05% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $9,999 | 0.00% |
| $10,000 – $499,999 | 0.05% |
| $500,000+ | 0.15% |
Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.
Conditions
- no interest is paid until the balance reaches $10,000
Features
- card
- ANZ Visa Debit Card
- app
- yes
- Osko
- yes
- PayID
- yes
- PayTo
- yes
- BPAY
- yes
- transactions
- unlimited
- wallets
- Apple Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay
Other features, in the bank's words:
- Start earning tiered interest when your balance is $10,000 or more
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- Overseas Transaction Fee (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 12 and over
- open to
- personal customers
Who can open it, in the bank's own words:
- residency: You must be an Australian Resident with an Australian residential and mailing address.
- residency: An Australian Resident
About this account
Cash management account for holding and managing investment funds.
Data
- ANZ's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: premium-cash-management, saving-transaction-products-tcs.pdf, personal-account-fees-charges.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/anz.json: this bank's accounts and every balance band as JSON; ANZ's page lists them.- The bank last updated this record on 12 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at ANZ
- Business Online Saver savings account, 1.05% base at $50,000
- Online Saver savings account, 1.85% base at $50,000
- Pensioner Advantage Accountstale savings account, 1.65% base at $50,000
- Progress Saver savings account, 4.25% conditional at $50,000
- SMSF Cash Hub Account cash management account, 2.80% base at $50,000
- V2 Plus cash management account, 4.60% base at $50,000
- Access Advantage transaction account
- Access Basicstale transaction account
- Business Essentials transaction account, 0.01% base at $50,000
- Business Extra transaction account
All of ANZ's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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