CommBank Streamline Basic

transaction account

Streamline Basic is a transaction account from CommBank.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

No rate rows could be read from the feed for this product.

Features

card

Link to Existing Card

app

yes

Osko

yes

PayID

yes

PayTo

yes

BPAY

yes

notifications

yes

transactions

unlimited

wallets

Apple Pay, CommBank Tap and Pay, Fitbit Pay, Garmin Pay, Google Pay, Samsung Pay

Other features, in the bank's words:

• Securely lock your debit card in the CommBank app when you need to. And unlock it again when you don't.
• Access a range of travel benefits through Travel Booking (provided by Hopper) for eligible customers.
• We help you stay on track with your debit and credit card spending in the CommBank app.
• You are not required to have a card to use this product.
• Manage payments from your bank account using PayTo.
• Use QR Cardless to withdraw cash or deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM.

Fees, limits and who can open it

monthly fee

$0

other fees named

Access fee - Other overseas cash and ATM withdrawals, Access fee - Overseas purchases (no amount in the feed)

open to

personal customers

Who can open it, in the bank's own words:

• You must have an Australian residential address.
• Streamline Basic is available to anyone with one of these Australian government concession cards: Commonwealth Seniors Health card; Pensioner Concession card; Health Care card. It is also available to anyone who receives an Australian government benefit payment that makes them eligible to hold a Concession or Health Care Card. You also need to make sure your government benefit payments are paid into a CommBank account.

About this account

An everyday bank account for health care or pensioner concession card holders or receiving a government benefit payment that makes you eligible to hold a card.

Data

• CommBank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
• /au/finance/savings-accounts/v1/brands/commbank.json: this bank's accounts and every balance band as JSON; CommBank's page lists them.
• The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at CommBank

• Business Online Saver savings account, 1.15% base at $50,000
• GoalSaver savings account, 5.50% conditional at $50,000
• NetBank Saver savings account, 2.50% base at $50,000
• Pensioner Security Account savings account, 1.49% base at $50,000
• SMSF Saver savings account, 5.15% base at $50,000
• Youthsaver Account savings account, 5.55% conditional at $50,000
• Cash Deposit Account (At Call) cash management account, 0.25% base at $50,000
• Direct Investment Account cash management account, 1.60% base at $50,000
• Private Bank Account cash management account, 0.95% base at $50,000
• Capital Growth Account savings account
• CommSec Notice Investor notice account, 0.00% base at $50,000
• Business Transaction Account transaction account
• Smart Access transaction account
• Society Cheque Account transaction account
• Standard Business Cheque Account - Interest Bearing Option transaction account, 0.01% base at $50,000

All of CommBank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.