CommBank SMSF Saver
savings accountlinked accountterms checked
SMSF Saver is a savings account from CommBank. It pays 5.15% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 5.15% |
One rate on every balance, with no upper limit.
Conditions
- needs a Commonwealth Direct Investment Account or Private Bank Account in the SMSF's name
Features
- app
- yes
- Osko
- yes
- transactions
- unlimited
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 18 and over
- open to
- SMSF customers
- linked account
- a linked transaction account with the same bank is required
Who can open it, in the bank's own words:
- SMSF Saver is available for Australian Self Managed Superannuation Funds (SMSF)
- You'll need to be an existing CommBank customer, with a NetBank Client Number.
- You'll need to link an eligible CommBank transaction account to your SMSF Saver. Eligible accounts can be a Commonwealth Direct Investment Account or a Commonwealth Private Bank Account. Fees may apply to these accounts.
About this account
A savings account for Self Managed Super Fund customers with the ability to move money via a linked CommBank transaction account.
Data
- CommBank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: smsf-saver.html, SavingsInvestment_ADB2852.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/commbank.json: this bank's accounts and every balance band as JSON; CommBank's page lists them.- The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at CommBank
- Business Online Saver savings account, 1.15% base at $50,000
- GoalSaver savings account, 5.50% conditional at $50,000
- NetBank Saver savings account, 2.50% base at $50,000
- Pensioner Security Account savings account, 1.49% base at $50,000
- Youthsaver Account savings account, 5.55% conditional at $50,000
- Cash Deposit Account (At Call) cash management account, 0.25% base at $50,000
- Direct Investment Account cash management account, 1.60% base at $50,000
- Private Bank Account cash management account, 0.95% base at $50,000
- Capital Growth Account savings account
- CommSec Notice Investor notice account, 0.00% base at $50,000
- Business Transaction Account transaction account
- Smart Access transaction account
- Society Cheque Account transaction account
- Standard Business Cheque Account - Interest Bearing Option transaction account, 0.01% base at $50,000
- Streamline Basic transaction account
All of CommBank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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