CommBank Cash Deposit Account (At Call)

cash management accountterms checked

Cash Deposit Account (At Call) is a cash management account from CommBank. It pays 0.25% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

The feed states a minimum balance of $50,000.

Conditions

• minimum initial deposit $50,000; balance must not fall below $10,000
• minimum initial deposit of $50,000
• each deposit after opening and each withdrawal must be at least $5,000

Features

app

yes

Other features, in the bank's words:

• Withdrawals and deposits are made by phoning your Relationship Manager, visiting a branch of the Bank, or by phoning 1800 643 837 Monday to Friday, 8:00am to 4:30pm Sydney time.
• Make most transactions over the phone or through CommBiz Markets.
• When you select an At Call Deposit you will receive a standard variable interest rate.
• Invest in a combination of at-call or fixed term deposits.
• Minimum ongoing account balance of $10,000.
• No monthly account-keeping fees (standard government fees may apply).

Fees, limits and who can open it

monthly fee

$0

minimum balance

$50,000

interest paid

monthly

interest calculated

daily

open to

personal and business customers

Who can open it, in the bank's own words:

• Available to personal and non personal customers.
• In the case of foreign companies that carry on business in Australia, be registered with ASIC. The eligibility of other foreign companies will be subject to review on a case by case basis
• In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable
• Situations in which a CDA may be appropriate are you have $50,000 or more to invest, you require both a fixed or at call investment or you desire a particular investment option now with the opportunity to move to another investment option at a later date.

About this account

A choice of investment alternatives within one account with competitive interest rates.

Data

• CommBank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees.
• Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
• We read the bank's own page and terms against this page on 1 November 2026: cash-deposit-account.html, ADB2648.pdf; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/commbank.json: this bank's accounts and every balance band as JSON; CommBank's page lists them.
• The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at CommBank

• Business Online Saver savings account, 1.15% base at $50,000
• GoalSaver savings account, 5.50% conditional at $50,000
• NetBank Saver savings account, 2.50% base at $50,000
• Pensioner Security Account savings account, 1.49% base at $50,000
• SMSF Saver savings account, 5.15% base at $50,000
• Youthsaver Account savings account, 5.55% conditional at $50,000
• Direct Investment Account cash management account, 1.60% base at $50,000
• Private Bank Account cash management account, 0.95% base at $50,000
• Capital Growth Account savings account
• CommSec Notice Investor notice account, 0.00% base at $50,000
• Business Transaction Account transaction account
• Smart Access transaction account
• Society Cheque Account transaction account
• Standard Business Cheque Account - Interest Bearing Option transaction account, 0.01% base at $50,000
• Streamline Basic transaction account

All of CommBank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.