CommBank NetBank Saver
savings accountlinked accountterms checked
NetBank Saver is a savings account from CommBank. It pays 2.50% p.a. with no bonus conditions; 5.75% for the first 5 months.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays, intro the rate in the introductory period.
| Balance | Base | Intro |
|---|---|---|
| $0+ | 2.50% | 5.75% |
One rate on every balance, with no upper limit.
The intro column is the rate for the first 5 months of a new account, an add-on to the base rate for that period; after it the account pays its base rate, 2.50%.
Conditions
- applicants must be 14 or older; for joint accounts both applicants must be 18 or older
- intro rate is for the first NetBank Saver only: a joint account gets it only if it is the first NetBank Saver of each holder
Introductory rate conditions: new accounts only: Fixed bonus margin for the first 5 months on your first NetBank Saver.; Fixed bonus margin for the first 5 months on your first NetBank Saver. A joint NetBank Saver account will receive the variable introductory rate if it is the first NetBank Saver account held by either account holder.
Features
- app
- yes
- Osko
- yes
- transactions
- unlimited
Other features, in the bank's words:
- Use QR Cardless to deposit notes, coins and cheques (subject to product eligibility) by using the latest version of the CommBank app to scan a QR code at a compatible CommBank ATM
- Whether you have a savings goal in mind or want to build a buffer for those 'just in case' moments, Goal Tracker in the CommBank app helps you set and reach your goals.
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 14 and over
- open to
- personal customers
- linked account
- a linked transaction account with the same bank is required
Who can open it, in the bank's own words:
- For customers wanting to apply online, they will require an Australian residential address.
- If you're already a CommBank customer, you'll need your NetBank Client Number. If you're not already a CommBank customer, your Australian driver's licence, Medicare card, passport or Australian birth certificate to identify yourself.
- You'll need to link an eligible CommBank transaction account to your NetBank Saver. Eligible accounts can be a Smart Access, Complete Access, Everyday Offset, Pensioner Security, or Streamline Basic with CommBank in the same name as the NetBank Saver account. If you're new to CommBank or don't have an existing eligible transaction account to link to your NetBank Saver, then we'll open an eligible transaction account for you when you open a NetBank Saver. Fees may apply to these accounts.
About this account
An online savings account with the flexibility to move money in and out of your linked CommBank transaction account using NetBank or the CommBank app.
Data
- CommBank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: netbank-saver.html, SavingsInvestment_ADB2852.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/commbank.json: this bank's accounts and every balance band as JSON; CommBank's page lists them.- The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at CommBank
- Business Online Saver savings account, 1.15% base at $50,000
- GoalSaver savings account, 5.50% conditional at $50,000
- Pensioner Security Account savings account, 1.49% base at $50,000
- SMSF Saver savings account, 5.15% base at $50,000
- Youthsaver Account savings account, 5.55% conditional at $50,000
- Cash Deposit Account (At Call) cash management account, 0.25% base at $50,000
- Direct Investment Account cash management account, 1.60% base at $50,000
- Private Bank Account cash management account, 0.95% base at $50,000
- Capital Growth Account savings account
- CommSec Notice Investor notice account, 0.00% base at $50,000
- Business Transaction Account transaction account
- Smart Access transaction account
- Society Cheque Account transaction account
- Standard Business Cheque Account - Interest Bearing Option transaction account, 0.01% base at $50,000
- Streamline Basic transaction account
All of CommBank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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