Credit Union SA Access Account
transaction accountstale
Access Account is a transaction account from Credit Union SA. It pays 0.00% p.a. with no bonus conditions.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 0.00% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-06-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- card
- Visa debit card
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- notifications
- yes
- transactions
- unlimited
- round-ups
- yes
- wallets
- Apple Pay, Garmin Pay, Google Pay, Samsung Pay
Other features, in the bank's words:
- Round-ups (origin account)
- Round-ups (destination account)
- Lock, block and control your card
- Business Banking can be attached to the product
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- Currency Conversion (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
About this account
Our Access Account is transaction account, Enjoy an easy-to-use account with no monthly fees. Free Visa debit card is provided, with payWave. You can request a free Visa Debit Card with payWave which you can load into Google Pay, Apple Pay, Samsung Pay and Garmin Pay. Now you can pay for purchases using your smart device, wherever mobile payment systems are offered. Get unbeatable security through measures such as the Visa Zero Liability policy (which protects against unauthorised transactions) and our own 24/7 fraud monitoring service. You’ll also be able to temporarily lock your card (if you misplace it), plus block payWave, international and online transactions whenever you need to – using the Mobile Banking App or Internet Banking. Online banking with this account is available 24/7 with Internet Banking and our Mobile Banking App. Internet banking will provide you with eStatements as well as the means to securely message each other, reducing paper and postage costs.
Data
- Credit Union SA's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
/au/finance/savings-accounts/v1/brands/credit-union-sa.json: this bank's accounts and every balance band as JSON; Credit Union SA's page lists them.- The bank last updated this record on 29 June 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Credit Union SA
- 55+ Account savings account, 1.25% base at $50,000
- Bonus Savings Account savings account, 4.00% conditional at $50,000
- Children's Savings Account savings account, 4.85% conditional at $50,000
- Netsave Account savings account, 1.25% base at $50,000
- Business+ Accountstale transaction account, 0.00% base at $50,000
- Educator+ Account transaction account, 2.00% base at $50,000
- Port+ Account transaction account, 2.00% base at $50,000
All of Credit Union SA's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
We receive no payment from any lender for inclusion or ranking.
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