Credit Union SA Bonus Savings Account
savings accountterms checked
Bonus Savings Account is a savings account from Credit Union SA. It pays 4.00% p.a. in a month in which the conditions below are met and 0.01% when they are not.
Rate tiers
Every balance band in the bank's feed: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.
| Balance | Base | Bonus | Conditional |
|---|---|---|---|
| $0+ | 0.01% | 3.99% | 4.00% |
The bonus is paid on top of the base rate in a month in which the conditions are met; conditional is the two together, and the base rate is what is paid otherwise.
The feed states no cap on the balance that earns the bonus.
Conditions
For the bonus rate
- no withdrawals in the month
Other conditions
- bonus interest needs at least one deposit of any amount in the month as well as no withdrawals
Features
- card
- Visa Debit Card
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- notifications
- yes
- transactions
- unlimited
- round-ups
- yes
Other features, in the bank's words:
- Round-ups (destination account)
- Business Banking can be attached to the product
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
About this account
Earn a great bonus rate each month if you make a deposit of any amount and no withdrawals with our Bonus Savings Account. It doesn’t matter if you deposit $1 or $1,000 each month, either way you can earn bonus interest. Best of all, there’s no maximum or minimum balance requirements, so you can have as much or as little as you like sitting in your account.
Data
- Credit Union SA's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 12 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: bonus-savings, brc_1095.pdf, accounts; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/credit-union-sa.json: this bank's accounts and every balance band as JSON; Credit Union SA's page lists them.- The bank last updated this record on 12 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Credit Union SA
- 55+ Account savings account, 1.25% base at $50,000
- Children's Savings Account savings account, 4.85% conditional at $50,000
- Netsave Account savings account, 1.25% base at $50,000
- Access Accountstale transaction account, 0.00% base at $50,000
- Business+ Accountstale transaction account, 0.00% base at $50,000
- Educator+ Account transaction account, 2.00% base at $50,000
- Port+ Account transaction account, 2.00% base at $50,000
All of Credit Union SA's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice, bonus interest is paid only in the months an account's conditions are met, and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.