Credit Union SA Educator+ Account
transaction account
Educator+ Account is a transaction account from Credit Union SA. It pays 2.00% p.a. with no bonus conditions.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 2.00% |
One rate on every balance, with no upper limit.
Features
- card
- Visa debit card
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- notifications
- yes
- transactions
- unlimited
- round-ups
- yes
- wallets
- Apple Pay, Garmin Pay, Google Pay, Samsung Pay
Other features, in the bank's words:
- Round-ups (origin account)
- Round-ups (destination account)
- Lock, block and control your card
- Business Banking can be attached to the product
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- Currency Conversion (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
Who can open it, in the bank's own words:
- Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.
About this account
A transaction account that pays interest on your entire balance, no matter how many transactions you make. Earn interest while you spend, No minimum balance required for interest to start being paid and Flexible access to funds any time without penalty. This is an exclusive offer for current and retired employees of the South Australian education community, students studying education, and their eligible immediate family members as part of our Knowledge Counts banking benefits.
Data
- Credit Union SA's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 12 November 2026.
/au/finance/savings-accounts/v1/brands/credit-union-sa.json: this bank's accounts and every balance band as JSON; Credit Union SA's page lists them.- The bank last updated this record on 12 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Credit Union SA
- 55+ Account savings account, 1.25% base at $50,000
- Bonus Savings Account savings account, 4.00% conditional at $50,000
- Children's Savings Account savings account, 4.85% conditional at $50,000
- Netsave Account savings account, 1.25% base at $50,000
- Access Accountstale transaction account, 0.00% base at $50,000
- Business+ Accountstale transaction account, 0.00% base at $50,000
- Port+ Account transaction account, 2.00% base at $50,000
All of Credit Union SA's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
We receive no payment from any lender for inclusion or ranking.
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