NAB Business Interest Account

transaction accountstale

Business Interest Account is a transaction account from NAB. At $50,000 it pays 1.00% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.

The feed states a minimum balance of $1.

Conditions

• not updated by the bank since 2026-10-09, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

NAB Business Visa Debit Card

app

yes

Osko

yes

PayID

yes

transactions

unlimited

wallets

Apple Pay, Garmin Pay, Google Pay, Samsung Pay

Fees, limits and who can open it

monthly fee

$10

other fees named

International transaction fee single currency, International transaction multi currency, Foreign currency transaction fee (ATM) (no amount in the feed)

minimum balance

$1

interest paid

monthly

interest calculated

daily

open to

business customers

About this account

A specialised transaction account for select industries or business-types that want to earn interest on every dollar.

Data

• NAB's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/national-australia-bank.json: this bank's accounts and every balance band as JSON; NAB's page lists them.
• The bank last updated this record on 9 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at NAB

• Business Cash Maximiserstale savings account, 1.50% base at $50,000
• iSaverstale savings account, 1.85% base at $50,000
• Retirement Accountstale savings account, 1.43% base at $50,000
• Reward Saverstale savings account, 5.25% conditional at $50,000
• Cash Managerstale cash management account, 0.50% base at $50,000
• Business Everyday Account ($0 Monthly Fee Option)stale transaction account
• Business Everyday Account ($10 Monthly Fee Option)stale transaction account
• Classic Bankingstale transaction account, 0.00% base at $50,000
• Community Fee Saverstale transaction account
• Queensland Project Trust Accountsstale transaction account

All of NAB's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.