NAB iSaver

savings accountlinked accountstaleterms checked

iSaver is a savings account from NAB. It pays 1.85% p.a. with no bonus conditions; a bonus rate of 5.50% for the first 4 months (3.65% above the base rate).

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays, intro the rate in the introductory period.

One rate on every balance, with no upper limit.

The bank's feed calls the intro column a bonus rate: an add-on to the base rate for the first 4 months of a new account; after it the account pays its base rate, 1.85%.

Conditions

• not updated by the bank since 2026-10-09, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• you need a NAB transaction account to access the money; NAB opens a Classic Banking account if you have none
• intro bonus margin of 3.65% for 4 months only if you have not held an iSaver in the last 12 months
• with several account holders the intro bonus margin is earned only if all holders are eligible

Introductory rate conditions: Introductory bonus margin is only available for a period of 4 months to customers who have not held a NAB iSaver in the last 12 months (on balances up to $20 million).

Features

app

yes

Osko

yes

PayID

yes

transactions

unlimited

Fees, limits and who can open it

monthly fee

no monthly fee stated

interest paid

monthly

interest calculated

daily

open to

personal customers

linked account

a linked or nominated transaction account is required

Who can open it, in the bank's own words:

• residency: A copy of your Visa or VEVO printout evidencing Visa entitlement and status required for all non-resident customers
• You’ll need to link a NAB transaction account such as a NAB Classic Banking or NAB Retirement Account to access your iSaver account via NAB Internet Banking, NAB Telephone Banking and the NAB App.

About this account

Access your savings whenever you need them, without affecting your interest rate.

Data

• NAB's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• We read the bank's own page and terms against this page on 1 November 2026: nab-isaver, indicator-rates-deposit-products, nab-personal-transactions-savings-terms-and-conditions.pdf; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/national-australia-bank.json: this bank's accounts and every balance band as JSON; NAB's page lists them.
• The bank last updated this record on 9 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at NAB

• Business Cash Maximiserstale savings account, 1.50% base at $50,000
• Retirement Accountstale savings account, 1.43% base at $50,000
• Reward Saverstale savings account, 5.25% conditional at $50,000
• Cash Managerstale cash management account, 0.50% base at $50,000
• Business Everyday Account ($0 Monthly Fee Option)stale transaction account
• Business Everyday Account ($10 Monthly Fee Option)stale transaction account
• Business Interest Accountstale transaction account, 1.00% base at $50,000
• Classic Bankingstale transaction account, 0.00% base at $50,000
• Community Fee Saverstale transaction account
• Queensland Project Trust Accountsstale transaction account

All of NAB's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.