NAB Cash Manager

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Cash Manager is a cash management account from NAB. It pays 0.50% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• not updated by the bank since 2026-05-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• open to individuals (single or joint) and to companies, trusts and SMSFs
• applicants must be at least 18 and permanent Australian residents
• also open to self-managed super funds (SMSFs): the bank's own words are "Choose to apply as either an individual (single or joint account) or entity (company, trust or SMSF)."

Features

app

yes

Osko

yes

PayID

yes

transactions

unlimited

Fees, limits and who can open it

monthly fee

no monthly fee stated

interest paid

monthly

interest calculated

daily

age

ages 18 and over

open to

personal and SMSF customers

Who can open it, in the bank's own words:

• residency: Permanent Australian resident

About this account

Manage your investment cash flows with an investment-friendly transaction account

Data

• NAB's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• We read the bank's own page and terms against this page on 1 November 2026: nab-cash-manager, cash-manager-terms-conditions, indicator-rates-deposit-products; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/national-australia-bank.json: this bank's accounts and every balance band as JSON; NAB's page lists them.
• The bank last updated this record on 15 May 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

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• Business Interest Accountstale transaction account, 1.00% base at $50,000
• Classic Bankingstale transaction account, 0.00% base at $50,000
• Community Fee Saverstale transaction account
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All of NAB's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.