Regional Australia Bank Internet Maximiser Account

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Internet Maximiser Account is a savings account from Regional Australia Bank. It pays 3.50% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

The feed states a minimum balance of $1.

Conditions

• not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

app

yes

PayID

yes

BPAY

yes

notifications

yes

transactions

unlimited

Other features, in the bank's words:

• Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.
• Transactions to and from this account can only be conducted electronically (other than an opening or closing transaction).

Fees, limits and who can open it

monthly fee

no monthly fee stated

minimum balance

$1

interest paid

monthly

open to

personal customers

Who can open it, in the bank's own words:

• As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
• residency: Individuals must be citizens or permanent residents of Australia: Australian Resident

About this account

The Internet Maximiser Account is an online savings account that pays a competitive rate of interest.

Data

• Regional Australia Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 10 November 2026.
• We read the bank's own page and terms against this page on 1 November 2026: internet-maximiser, product-terms-and-conditions, www.regionalaustraliabank.com.au; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/regional-australia-bank.json: this bank's accounts and every balance band as JSON; Regional Australia Bank's page lists them.
• The bank last updated this record on 1 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Regional Australia Bank

• Freedom Retirement Accountstale savings account, 1.13% base at $50,000
• Savings Accountstale savings account, 3.50% base at $50,000
• Savings Booster Accountstale savings account, 5.25% conditional at $50,000
• Community Partnership Accountstale transaction account, 0.00% base at $50,000

All of Regional Australia Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.