Regional Australia Bank Savings Booster Account

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Savings Booster Account is a savings account from Regional Australia Bank. It pays 5.25% p.a. in a month in which the conditions below are met and 0.00% when they are not.

Rate tiers

Every balance band in the bank's feed: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.

Some rows are paid on the whole balance and some, marked stepped, on the part of the balance in the band, as the feed states them.

The bonus is paid on top of the base rate in a month in which the conditions are met; conditional is the two together, and the base rate is what is paid otherwise.

The bonus is paid on balances up to $250,000; the band above it shows what the feed states there.

The feed states a minimum balance of $1 and a maximum balance of $250,000.

Conditions

For the bonus rate

• deposit $100 or more each month
• no withdrawals in the month

Other conditions

• not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• not available to associations or trusts; one Savings Booster per member

Features

app

yes

Osko

yes

PayID

yes

BPAY

yes

notifications

yes

transactions

unlimited

Other features, in the bank's words:

• Make deposits and withdrawals through a Bank@Post facility at Australia Post outlets. For full details refer to our Conditions of Use. Fees and charges apply.
• Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.

Fees, limits and who can open it

monthly fee

no monthly fee stated

minimum balance

$1

maximum balance

$250,000

bonus paid up to

$250,000

interest paid

monthly

interest calculated

daily

open to

personal and business customers

Who can open it, in the bank's own words:

• Individual memberships and Business Memberships - this account is available for individuals, groups, businesses, associations or trusts.
• As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
• Only one Savings Booster account per individual member. If a member has multiple memberships they may still only have one Savings Booster account. Sub Accounts are not permitted.
• residency: Individuals must be citizens or permanent residents of Australia: Australian Resident
• Deposit $100 and No Withdrawals per month to earn boosted interest: Min Deposit Amount

About this account

Boost the interest on your savings every month that you stick to your savings plan!

Data

• Regional Australia Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 10 November 2026.
• We read the bank's own page and terms against this page on 1 November 2026: savings-booster, interest-rates; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/regional-australia-bank.json: this bank's accounts and every balance band as JSON; Regional Australia Bank's page lists them.
• The bank last updated this record on 1 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Regional Australia Bank

• Freedom Retirement Accountstale savings account, 1.13% base at $50,000
• Internet Maximiser Accountstale savings account, 3.50% base at $50,000
• Savings Accountstale savings account, 3.50% base at $50,000
• Community Partnership Accountstale transaction account, 0.00% base at $50,000

All of Regional Australia Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.