Regional Australia Bank Savings Account
savings accountstaleterms checked
Savings Account is a savings account from Regional Australia Bank. It pays 3.50% p.a. with no bonus conditions; 5.70% for the first 3 months.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays, intro the rate in the introductory period.
| Balance | Base | Intro |
|---|---|---|
| $0+ | 3.50% | 5.70% |
One rate on every balance, with no upper limit.
The intro column is the rate for the first 3 months of a new account, an add-on to the base rate for that period; after it the account pays its base rate, 3.50%.
The feed states a minimum balance of $1.
Conditions
- not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- limited to one account per member
Introductory rate conditions: Interest is per annum (p.a.). Introductory Variable Interest Rate for the period of 90 days of the first 90 days within opening account.
Features
- app
- yes
- PayID
- yes
- BPAY
- yes
- notifications
- yes
- transactions
- unlimited
Other features, in the bank's words:
- Government Guarantee: Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- minimum balance
- $1
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
Who can open it, in the bank's own words:
- residency: Individuals must be citizens or permanent residents of Australia: Australian Resident
- As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.
- The product is only available to new members or existing members transferring funds from another financial institution
About this account
Earn a boosted introductory interest rate for the first 3 months when you open up our Savings Account.
Data
- Regional Australia Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 10 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: savings-accounts, product-terms-and-conditions, www.regionalaustraliabank.com.au; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/regional-australia-bank.json: this bank's accounts and every balance band as JSON; Regional Australia Bank's page lists them.- The bank last updated this record on 1 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Regional Australia Bank
- Freedom Retirement Accountstale savings account, 1.13% base at $50,000
- Internet Maximiser Accountstale savings account, 3.50% base at $50,000
- Savings Booster Accountstale savings account, 5.25% conditional at $50,000
- Community Partnership Accountstale transaction account, 0.00% base at $50,000
All of Regional Australia Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
We receive no payment from any lender for inclusion or ranking.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice, bonus interest is paid only in the months an account's conditions are met, and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.