Revolut Business Instant Access Savings

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Business Instant Access Savings is a savings account from Revolut. It pays 2.25% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• not updated by the bank since 2026-10-06, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• the feed lists several base rates for one balance; the lowest is shown, up to 4.50% (Enterprise Plan variable interest rate. Interest accrues and is applied daily. Rates may change at any time.)
• only usable as a sub-account of a Revolut Business account
• money can only be withdrawn to the Revolut Business account

Features

app

yes

notifications

yes

Other features, in the bank's words:

• Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Business Account.

Fees, limits and who can open it

monthly fee

no monthly fee stated

interest paid

daily

interest calculated

daily

age

ages 18 and over

open to

business customers

linked account

a linked or nominated transaction account is required

Who can open it, in the bank's own words:

• business: Business must be fully incorporated and active and registered in Australia. Other business eligibility conditions may apply.
• residency: Must be a resident of one of the following: Australia, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland (including the Åland Islands), France (including Corsica, French Guyana, Guadeloupe, Martinique, Mayotte, Réunion, and Saint-Martin), Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal (including the Azores and Madeira), Romania, Singapore, Slovakia, Slovenia, Spain (including the Canary Islands), Sweden, Switzerland, the United Kingdom, or the United States

About this account

An instant access savings sub-account within the Revolut Business Account, earning variable interest on AUD balances. Interest accrues and is applied daily.

Data

• Revolut's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• How often interest is paid comes from the bank's own page, not its product data, checked on 1 November 2026: "Interest is paid daily on the balance of the Business Savings Account at the end of each day."
• We read the bank's own page and terms against this page on 1 November 2026: business-account-plans, business-savings, business-interest-rates-and-fees; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/revolut.json: this bank's accounts and every balance band as JSON; Revolut's page lists them.
• The bank last updated this record on 6 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Revolut

• Instant Access Savings savings account, 3.00% base at $50,000
• Kids & Teens Instant Access Savings savings account
• Business Accountstale transaction account
• Business Multi-currency Walletstale transaction account
• Joint Accountstale transaction account
• Kids & Teens Accountstale transaction account
• Personal Accountstale transaction account
• Personal Multi-Currency Walletstale transaction account

All of Revolut's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.