Revolut Personal Account

transaction accountstale

Personal Account is a transaction account from Revolut.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

No rate rows could be read from the feed for this product.

Conditions

• not updated by the bank since 2026-09-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

Visa or Mastercard debit card (physical and virtual)

app

yes

Osko

yes

PayID

yes

BPAY

yes

notifications

yes

wallets

Apple Pay, Google Pay

Other features, in the bank's words:

• Features and benefits will vary depending on your plan - see our website for more info. Plan-specific fees and benefits are tied to your Revolut Personal Account.
• Allows parents to create a sub-account for children aged from 6 to 16 years old (a RKT user) to enable their children to gain financial skills by teaching them how to use and manage money.

Fees, limits and who can open it

monthly fee

$99.99

other fees named

Top-Up Fee, Card Personalisation Fee, Exchange Fee, Currency Transfer Fee, ATM Withdrawal Fee (no amount in the feed)

age

ages 18 and over

open to

personal customers

Who can open it, in the bank's own words:

• residency: Australian residents including temporary visa holders are eligible. Non-residents are not eligible for an Australian Revolut account: Must be an Australian resident with a valid Australian residential address

About this account

A multi-currency transaction account with app-based management, international transfers, currency exchange and a debit card. Features and fees will vary based on paid plan tiers (Standard, Plus, Premium, Metal, Ultra).

Data

• Revolut's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/revolut.json: this bank's accounts and every balance band as JSON; Revolut's page lists them.
• The bank last updated this record on 29 September 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Revolut

• Business Instant Access Savingsstale savings account, 2.25% base at $50,000
• Instant Access Savings savings account, 3.00% base at $50,000
• Kids & Teens Instant Access Savings savings account
• Business Accountstale transaction account
• Business Multi-currency Walletstale transaction account
• Joint Accountstale transaction account
• Kids & Teens Accountstale transaction account
• Personal Multi-Currency Walletstale transaction account

All of Revolut's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.