Revolut
ABN 21 634 823 180
Savings accounts
Revolut publishes 9 transaction and savings account products in its product data; 3 are savings accounts ranked on the comparison. 6 products are not ranked (a transaction (everyday) account, not a savings account: 6). Rates are per annum as published by the bank; a bonus rate is paid only in a month in which the account's conditions are met.
Best rates
Revolut's best savings rate for each customer segment and rate kind, as it ranks on the savings account comparison; "ranked at" lists the balances at which this is its best account.
| Account for | Rate kind | Rate p.a. | Base | Bonus | Intro | Product | Ranked at | Conditions | Restrictions |
|---|---|---|---|---|---|---|---|---|---|
| Personal | Conditional | 3.00% | 3.00% | — | 3 months | Instant Access Savings | $10k, $50k, $250k | the feed lists several base rates for one balance; the lowest is shown, up to 5.55% (Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily.… | linked account |
| Personal | Intro | 6.50% | 3.00% | — | 3 months | Instant Access Savings | $10k, $50k, $250k | the feed lists several base rates for one balance; the lowest is shown, up to 5.55% (Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily.… | linked account |
| Personal | Base | 3.00% | 3.00% | — | 3 months | Instant Access Savings | $10k, $50k, $250k | the feed lists several base rates for one balance; the lowest is shown, up to 5.55% (Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily.… | linked account |
| Business | Conditional | 2.25% | 2.25% | — | — | Business Instant Access Savingsstale | $10k, $50k, $250k | not updated by the bank since 2026-10-06, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; the feed l… | linked account |
| Business | Intro | 2.25% | 2.25% | — | — | Business Instant Access Savingsstale | $10k, $50k, $250k | not updated by the bank since 2026-10-06, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; the feed l… | linked account |
| Business | Base | 2.25% | 2.25% | — | — | Business Instant Access Savingsstale | $10k, $50k, $250k | not updated by the bank since 2026-10-06, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; the feed l… | linked account |
Products
Ranked savings accounts
Business Instant Access Savings savings accountlinked accountstale
Conditions: not updated by the bank since 2026-10-06, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; the feed lists several base rates for one balance; the lowest is shown, up to 4.50% (Enterprise Plan variable interest rate. Interest accrues and is applied daily. Rates may change at…); only usable as a sub-account of a Revolut Business account; money can only be withdrawn to the Revolut Business account.
no monthly fee stated · interest paid daily · ages 18 and over · bank · terms · fees · eligibility · source
An instant access savings sub-account within the Revolut Business Account, earning variable interest on AUD balances. Interest accrues and is applied daily.
| Balance | Base |
|---|---|
| $0+ | 2.25% |
Instant Access Savings savings accountlinked account
Conditions: the feed lists several base rates for one balance; the lowest is shown, up to 5.55% (Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest rates appl…); the boosted rate is for new Revolut customers who open the account within a month of joining; a sub-account of a Revolut account, which is required.
no monthly fee stated · interest paid daily · ages 18 and over · introductory rate for 3 months (Boosted promotional rate for 3 months on balances up to $50,000, available to new Revolut AU retail customers subject to specific conditions. After 3 months, r…) · bank · terms · fees · eligibility · source
A savings account that earns variable interest on AUD balances. Interest accrues and is applied daily. Features and fees will vary based on paid plan tier (Standard, Plus, Premium, Metal, Ultra).
| Balance | Base | Intro |
|---|---|---|
| $0 – $50,000stepped: paid on the part of the balance in this band | 3.00% | 6.50% |
| $50,000.01 – $1,000,000stepped: paid on the part of the balance in this band | 3.00% | — |
Kids & Teens Instant Access Savings savings accountage limitedlinked account
Conditions: ages 6 to 18; the feed lists several base rates for one balance; the lowest is shown, up to 5.55% (Parent's Ultra Plan p.a. variable interest rate. Interest is earnt and paid daily. Lower interest r…); age 18 and under: Kids & Teens is intended for children aged 6 to 15. When the RKT user turns 16, they may migrate to a 16–17 account. At 18, they may move to…; A parent or guardian must hold an active Revolut Personal Account to create a Kids & Teens sub-account. The Kids & Teens account is linked to and managed by th…; kids and teens accounts are for ages 6 to 15; the parent or guardian must be 18 or over and hold a Revolut account; a sub-account of the parent’s Revolut account, linked to a Kids & Teens account.
no monthly fee stated · interest paid daily · ages 6 to 18 · max balance $699 · bank · terms · fees · eligibility · source
A savings sub-account linked to a parent's Revolut Personal Account intended for children aged 6 to 15, earning variable interest on AUD balances. Features and allowances vary based on the parent's subscription plan tier.
| Balance | Base |
|---|---|
| $0+ | 3.00% |
Not ranked
Business Account transaction accountstale
Not ranked: a transaction (everyday) account, not a savings account.
Conditions: not updated by the bank since 2026-09-10, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; Enterprise plan requires a minimum team size and annual billing commitment. Contact sales for eligibility details.
monthly fee $1,250 · ages 18 and over · 3 fees with no amount in the feed · bank · terms · fees · eligibility · source
An AUD-denominated business transaction account with app-based management, domestic and international transfers, currency exchange and Visa/Mastercard business cards. Features and fees will vary based on paid plan tiers (Basic, Grow, Scale, Enterprise).
No rate rows could be read from the feed for this product.
Business Multi-currency Wallet transaction accountstale
Not ranked: a transaction (everyday) account, not a savings account.
Conditions: not updated by the bank since 2026-09-10, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed.
no monthly fee stated · ages 18 and over · 2 fees with no amount in the feed · bank · terms · fees · eligibility · source
A non-AUD multi-currency sub-account for holding and exchanging foreign currencies within the Revolut Business Account. Features and fees will vary based on paid plan tiers (Basic, Grow, Scale, Enterprise).
No rate rows could be read from the feed for this product.
Joint Account transaction accountstale
Not ranked: a transaction (everyday) account, not a savings account.
Conditions: not updated by the bank since 2026-09-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed.
no monthly fee stated · ages 18 and over · 5 fees with no amount in the feed · bank · terms · fees · eligibility · source
A joint transaction account held by two Revolut users for shared spending, international transfers and currency exchange with a debit card. Features and fees will vary based on the primary account holder's paid plan tier (Standard, Plus, Premium, Metal, Ultra).
No rate rows could be read from the feed for this product.
Kids & Teens Account transaction accountage limitedlinked accountstale
Not ranked: a transaction (everyday) account, not a savings account.
Conditions: not updated by the bank since 2026-09-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed; ages 6 to 18; age 18 and under: Kids & Teens is intended for children aged 6 to 15. When the RKT user turns 16, they may migrate to a 16–17 account. At 18, they may move to…; A parent or guardian must hold an active Revolut Personal Account to create a Kids & Teens sub-account. The Kids & Teens account is linked to and managed by th….
no monthly fee stated · ages 6 to 18 · max balance $1,000 · 6 fees with no amount in the feed · bank · terms · fees · eligibility · source
A sub-account linked to a parent's Revolut Personal Account intended for children aged 6 to 15, designed to help young users develop financial skills with parental oversight. Features and allowances vary based on the parent's subscription plan tier.
No rate rows could be read from the feed for this product.
Personal Account transaction accountstale
Not ranked: a transaction (everyday) account, not a savings account.
Conditions: not updated by the bank since 2026-09-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed.
monthly fee $99.99 · ages 18 and over · 5 fees with no amount in the feed · bank · terms · fees · eligibility · source
A multi-currency transaction account with app-based management, international transfers, currency exchange and a debit card. Features and fees will vary based on paid plan tiers (Standard, Plus, Premium, Metal, Ultra).
No rate rows could be read from the feed for this product.
Personal Multi-Currency Wallet transaction accountstale
Not ranked: a transaction (everyday) account, not a savings account.
Conditions: not updated by the bank since 2026-09-29, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed.
no monthly fee stated · ages 18 and over · 4 fees with no amount in the feed · bank · terms · fees · eligibility · source
A non-AUD multi-currency sub-account for holding and exchanging foreign currencies within the Revolut Personal Account. Features and fees will vary based on paid plan tiers (Standard, Plus, Premium, Metal, Ultra).
No rate rows could be read from the feed for this product.
Ranked products come first. Each table is the product's balance bands as the bank's feed states them: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together, intro the rate in the introductory period; a table shows only the columns its account has. "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change. The "source" link opens our snapshot of the bank's product record; conditions read from the bank's own terms are listed with the product.
We receive no payment from any lender for inclusion or ranking.
Data
This section is built from the bank's own published product data (its Consumer Data Right feed), with the conditions and limits that data leaves out read from the bank's own terms and pages. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row:
/au/finance/savings-accounts/v1/brands/revolut.json: this bank's accounts and every balance band, its best rates first./au/finance/savings-accounts/v1/rates.json: every bank's rate rows in one file./au/finance/savings-accounts/v1/best.json: the banks ranked per segment, rate kind and balance./au/finance/savings-accounts/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR transaction and savings account feed (needs an
x-vheader).
Government guarantee
Revolut is Revolut Payments Australia Pty Ltd, a foreign-owned bank incorporated in Australia, so deposits here are covered by the government guarantee up to $250,000 per account holder. A branch of a foreign bank would not be.
From APRA’s list of banks covered by the Financial Claims Scheme.
Credit cards
Revolut publishes 1 credit or charge card product in its product data; 1 is ranked on the comparison. Rates are per annum as published by the bank; a card's annual fee is the yearly figure, with a monthly card fee multiplied by twelve.
Where its cards rank
Revolut's card for each customer segment and ranking on the credit card comparison, with its rank among the banks there.
| Card for | Ranking | Rank | Card | Purchase rate | Annual fee | Interest-free days | Credit limit | Balance transfer | Rewards | Conditions | Restrictions |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Personal | Low rate | 51 of 52 | Credit Card | 20.99% | not stated | 44 | $1,000 to $35,000 | — | RevPoints | credit limit $1,000 to $35,000; minimum income $2,000 a year | — |
| Personal | Rewards | 24 of 24 | Credit Card | 20.99% | not stated | 44 | $1,000 to $35,000 | — | RevPoints | credit limit $1,000 to $35,000; minimum income $2,000 a year | — |
Cards
Ranked cards
Credit Card credit card
purchase rate 20.99%; fee not stated; 44 interest-free days; credit limit $1,000 to $35,000; rewards: RevPoints.
- credit limit $1,000 to $35,000
- minimum income $2,000 a year
Ranked cards come first. "stale" means the bank has not updated the record for over 180 days. The "details" link opens the card's own page here, with every rate, fee, offer and feature its feed states; "source" opens our snapshot of the bank's product record.
We receive no payment from any lender for inclusion or ranking.
Data
This section is built from the bank's own published credit and charge card product data, refreshed daily. The same records are published as JSON with a source URL and the issuer's last-updated or document date on every row:
/au/finance/credit-cards/v1/brands/revolut.json: this issuer's cards, its ranked entries first./au/finance/credit-cards/v1/rates.json: every bank's cards in one file./au/finance/credit-cards/v1/best.json: the banks ranked per segment and ranking kind./au/finance/credit-cards/v1/index.json: dataset index, including every per-bank file.- the bank's live CDR credit and charge card feed (needs an
x-vheader).
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.